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Split Loan Calculator

Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.

Click here to view current Bendigo Bank Home Loan Interest Rates.

We calculate your fortnightly repayments based on the actual amount of fortnights in your selected term.
This calculator and graphs shown are intended to provide illustrative examples only and are not intended to be relied on for any purposes or the making of a decision. The calculator cannot predict future outcomes or changes in legislation or interest rates. They are an estimate only. Where applicable, we have assumed that the variable interest rate quoted will remain constant for the period. The results generated are based on the accuracy of information provided by you and on the assumptions shown or selected by you. The information which you calculate from this calculator is an approximate guide only and the existence of a printout does not constitute any agreement or advice. All applications for credit are subject to Bendigo Bank’s normal lending and credit approval criteria. We will not save or retain the information provided in the calculator or illustrative graph. You should seek your own professional advice and consider your own circumstances before making any financial decision.