Home loans

When it comes to choosing a home loan, everyone has different needs. So whether you're buying a new home or investment property, or just want your next loan with Australia's leading customer and community-focused bank, getting a better home loan deal may be as easy as talking to us.

Compare our home loans 

Residential Variable Home Loan
  • Competitive interest rates
  • Choice of loan terms up to 30 years
  • Flexible payment options - choose from weekly, fortnightly or monthly
  • Unlimited additional repayments

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Fixed Rate Home Loan
  • Competitive interest rates
  • A fixed interest rate provides comfort in knowing your repayments won't change while fixed
  • Choice of fixed interest terms of 1 to 5 years
  • Flexible payment options - choose from weekly, fortnightly or monthly
  • Additional payments can be made during the fixed term, up to 20% of the loan amount

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Interest Only Term Loan
  • Choice of fixed or variable interest rate
  • Ideal if you want to purchase an investment property or vacant land
  • Loan term of up to 10 years

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Home Equity Loan
  • Allows you to easily tap into the equity you've built up in your home
  • Competitive variable interest rate
  • Revolving line of credit offers flexibility in the timing and size of repayments
  • Easy access to available funds

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Generation Green TM Home Loan
  • Rewards you for building an energy efficient home
  • Receive a 0.5%p.a. reduction off the Standard Variable Home Loan Rate
  • No monthly service fees
  • Flexible payment options - choose from weekly, fortnightly or monthly
  • Unlimited additional payments

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Homesafe Debt Free Equity Release

Homesafe Debt Free Equity Release allows you to tap into the value of your home without having to sell or move out. It's an innovative way to release a cash lump sum from your single biggest asset to improve your quality of life in retirement. This is a product of Homesafe Solutions Pty Ltd (ACN 106 784 918), a company equally owned by Athy Pty Ltd (ACN 005 852 246) and Bendigo and Adelaide Bank Limited.

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Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.