Home loan interest rates

Rates effective from: 20-Nov-15

Residential lending interest rates

Variable

Owner Occupied Lending

Residential Home Loan $8 monthly fee rate Comparison rate1
For loans greater than $500,000        4.78% p.a. 4.93% p.a.
For loans between $250,000 and $499,999        4.88% p.a. 5.03% p.a.
For loans between $50,000 and $249,999        5.08% p.a. 5.23% p.a.
For loans less than $50,000 5.68% p.a. 5.83% p.a.
Interest Only Term Loan $8 monthly fee rate Comparison rate1
For loans greater than $500,000        4.78% p.a. 4.93% p.a.
For loans between $250,000 and $499,999        4.88% p.a. 5.03% p.a.
For loans between $50,000 and $249,999        5.08% p.a. 5.23% p.a.
For loans less than $50,000     5.68% p.a. 5.83% p.a.
Home Equity Loan $8 monthly fee rate Comparison rate1
For loans greater than $500,000        4.88% p.a. N/A
For loans between $250,000 and $499,999        4.98% p.a. N/A
For loans between $50,000 and $249,999        5.18% p.a. N/A
For loans less than $50,000 5.78% p.a. N/A
Generation GreenTM Home Loan Interest rate
Comparison rate1
For loans greater than $500,000 4.78% p.a. 4.85% p.a.
For loans between $250,000 and $499,999        4.88% p.a. 4.95% p.a.
For loans between $50,000 and $249,999 5.08% p.a. 5.15% p.a.
For loans less than $50,000 5.18% p.a. 5.25% p.a.
Low Doc Variable Rate Loan $8 monthly fee rate Comparison rate1
Low Doc Variable Rate Loan 5.88% p.a. 6.03% p.a.
Low Doc Interest Only Term Loan $8 monthly fee rate Comparison rate1
Low Doc Interest Only Term Loan 5.88% p.a. 6.03% p.a.

Residential Investment Lending

Residential Home Loan $8 monthly fee rate Comparison rate1
For loans greater than $500,000        5.01% p.a. 5.16% p.a.
For loans between $250,000 and $499,999        5.11% p.a. 5.26% p.a.
For loans between $50,000 and $249,999        5.31% p.a. 5.46% p.a.
For loans less than $50,000 5.91% p.a. 6.06% p.a.
Interest Only Term Loan $8 monthly fee rate Comparison rate1
For loans greater than $500,000        5.01% p.a. 5.16% p.a.
For loans between $250,000 and $499,999        5.11% p.a. 5.26% p.a.
For loans between $50,000 and $249,999        5.31% p.a. 5.46% p.a.
For loans less than $50,000 5.91% p.a. 6.06% p.a.
Home Equity Loan $8 monthly fee rate Comparison rate1
For loans greater than $500,000        5.11% p.a. N/A
For loans between $250,000 and $499,999        5.21% p.a. N/A
For loans between $50,000 and $249,999        5.41% p.a. N/A
For loans less than $50,000 6.01% p.a. N/A

Fixed rate 

Available with Fixed Rate Residential Home Loan and Interest Only Term Loan.

Owner Occupied Lending

Loan type $8 monthly fee rate Comparison rate1
1 Year 4.54% p.a. 5.18% p.a.
2 Year 4.34% p.a. 5.09% p.a.
3 Year 4.44% p.a. 5.06% p.a.
4 Year 4.74% p.a. 5.11% p.a.
5 Year 4.74% p.a. 5.09% p.a.

Residential Investment Lending

Loan type $8 monthly fee rate Comparison rate1
1 Year 4.79% p.a. 5.41% p.a.
2 Year 4.79% p.a. 5.36% p.a.
3 Year 4.89% p.a. 5.35% p.a.
4 Year 4.99% p.a. 5.35% p.a.
5 Year 4.99% p.a. 5.33% p.a.

All lending interest rates are subject to change.

1. Important information    about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25 year    loan term. All Fixed rates are calculated on the basis that they roll to the Residential Variable rate at the end of    the initial term. All comparison rates are calculated with a nil offset balance.

WARNING: This    comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees    or other loan amounts might result in a different comparison rate.