Commercial & business insurance

We offer a comprehensive range of commercial insurance solutions across all business, farm and trade activities.

With a team of qualified and experienced specialists, we provide tailored and competitive insurance options.

We have close relationships with industry leading insurers and underwriting agencies that provide extensive buying power and flexibility when negotiating insurer terms.

  • Business & trade

    Every business is different and has different insurance needs.

    Whether you’re starting, growing or managing your business into the future we can arrange an insurance policy that suits your industry and occupation

    Our business and trade insurance is competitively priced and easy to understand if you do need to make a claim.

    Your policy helps protect your business and your assets.

    Property

    If you own a business we’ll cover you for damage to buildings, contents and stock caused by fire, storm and accidental damage.

    Theft and money

    Cover for your business contents and stock against loss, damage or theft including theft of money.

    Public and product liability

    Covers your business in the event that you become legally liable to pay compensation for personal injury and/or property damage, and will be covered if it occurs within Australia and as a result of an occurrence in connection with your business.

    Business interruption

    Cover for consequential loss to business trading as a result of property damage to insured buildings, contents and glass, or theft of money or business property.

  • Farm & crop

    We have a strong and proud regional and rural focus and offer a range of specialist farm insurance solutions for all farming industries.

    Farm property

    Covers farm structures including sheds and shed contents for fire and storm, with the option of theft and accidental damage.

    Farm machinery

    Provides cover for fire and storm, with the option of theft and accidental damage. Comprehensive options are also available for significant items.

    Farm liability

    Provides coverage if visitors are harmed on your property, or if their property is damaged because of your farm operations.

    Crop packages

    Cover a loss of revenue as a result of a loss of yield as a direct result of hail and/or fire (frost option for some crop varieties – i.e. grapes).

    Multi-peril options also available for most broad acre varieties in selected regions. Please contact our insurance specialists for further details.

  • Specialist packages

    Commercial enterprise often creates the need for unusual and specific insurance requirements.

    To ensure you get the right level of protection for larger and/or more niche commercial activities we have a team of product specialists who deal in these more complex areas.

    Not-for-profit groups

    We have comprehensive packaged insurance and risk management solutions specifically designed for: charities; volunteer and community groups. Covers include: Property and Income Protection; General Liability; Organisation Liability and Personal Accident.

    Community events

    We have solutions for one-off or multiple events that provides liability and volunteer cover for a range of functions.

  • Professional risks

    There are a growing number of risks and exposures of running a company of all sizes. To ensure you are adequately protected you and your business should consider the following covers:

    Professional indemnity

    Cover against claims for financial loss arising from an act, error or omission in the performance of your professional services and civil liabilities including breach of duty, defamation, loss of documents, infringement of intellectual property.

    Directors and officers liability

    Covers the assets of company directors and other individuals of a corporation against personal liability claims as a result of a wrongful act.

    Management liability

    This is a package policy that can be arranged for Incorporated entities to cover not only the directors and officers of your business but also the actual entity. Covers include: Directors and Officers Liability / Company Reimbursement; Employment Practices Liability; Statutory Liability and Company Liability.

    Cyber liability

    As business becomes more cyber-based you need to be prepared for a data security breach or privacy loss.