Disclosure Documents

Important Notice for Bendigo Bank customers

Please see the attached notice for important details about the merger between Bendigo and Adelaide Bank Limited and Adelaide Bank Limited, the new company name, and how this effects Bendigo Bank disclosure documents.

Terms and Conditions

- Bendigo Personal Accounts and Facilities
- Bendigo Business Accounts and Facilities
- Bendigo Term Deposit Accounts and Facilities
- e-banking Telegraphic Transfer
- Bendigo Credit Card Accounts

Product Disclosure Statements

- Bendigo Christmas Club Passbook Account and Facilities
- Bendigo Foreign Exchange Facilities
- Bendigo Interest Rate Products
- Bendigo Foreign Currency At Call Deposit Account
- Bendigo Foreign Currency Term Deposit Account
- Bendigo Insurance
- Financial Services Guides (FSG's)

Bendigo Personal Accounts and Facilities

The Bendigo Personal Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo Personal Accounts and Facilities - Approx. 402Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 137Kb

Part 3: Schedule of interest rates for personal accounts - Approx. 113Kb

Bendigo Business Accounts and Facilities

The Bendigo Business Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo Business Accounts and Facilities - Approx. 479Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 137Kb

Part 3: Schedule of interest rates for business accounts - Approx. 108Kb

Bendigo Term Deposit Accounts and Facilities

The Bendigo Term Deposit Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo Term Deposit Accounts and Facilities - Approx. 139Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 137Kb

Part 3: Schedule of interest rates for term deposit accounts - Approx. 168Kb

Bendigo Credit Card Accounts

Bendigo Credit Card Terms & Conditions - Approx. 192Kb

Bendigo Rewards Terms & Conditions - Approx. 125Kb

Bendigo Business Credit Card Terms & Conditions - Approx. 268Kb

Bendigo Christmas Club Account and Facilities

The Bendigo Christmas Club Account and Facilities Product Disclosure Statement (PDS) is made up of three parts. You must read parts one, two and three to have a complete PDS.

Part 1: Bendigo Christmas Club Account and Facilities - Approx. 180Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 137Kb

Part 3: Schedule of interest rates for Bendigo Christmas Club Account - Approx. 40Kb

Bendigo Foreign Exchange Facilities

Bendigo Foreign Exchange Contracts - Approx. 80Kb

Bendigo Foreign Exchange Swap Contracts - Approx. 82Kb

Foreign Currency Options - Product Disclosure Statement - Approx. 166Kb

Bendigo Interest Rate Products

Interest Rate Swap - Product Information Statement - Approx. 98Kb

e-banking Telegraphic Transfer

e-banking Telegraphic Transfer Terms & Conditions - Approx. 73Kb

Bendigo Foreign Currency At Call Deposit Account

The Bendigo Foreign Currency At Call Deposit Account Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Part 1: Bendigo Foreign Currency At Call Deposit Account - Approx. 124Kb

Part 2: Schedule for Bendigo Foreign Currency At Call Deposit Account - Approx. 55Kb

Bendigo Foreign Currency Term Deposit Account

The Bendigo Foreign Currency Term Deposit Account Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Part 1: Bendigo Foreign Currency Term Deposit Account - Approx. 123Kb

Part 2: Schedule for Bendigo Foreign Currency Term Deposit Account - Approx. 54Kb

Bendigo Insurance

Gold Home and Contents Insurance PDS (with flood cover) - Approx. 605Kb
Gold Home and Contents Insurance PDS - Approx. 604Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb
Supplementary PDS (2) - Approx. 61Kb

Silver Home and Contents Insurance PDS (with flood cover) - Approx. 597Kb
Silver Home and Contents Insurance PDS - Approx. 559Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb
Supplementary PDS (2) - Approx. 61Kb

Basic Bronze Home and Contents Insurance PDS (with flood cover) - Approx. 862Kb
Basic Bronze Home and Contents Insurance PDS - Approx. 479Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb
Supplementary PDS (2) - Approx. 61Kb

Bendigo Landlords Residential Property Insurance PDS (with flood cover) - Approx. 664Kb
Bendigo Landlords Residential Property Insurance PDS - Approx. 896Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb
Supplementary PDS (2) - Approx. 61Kb

The Bendigo Car Insurance Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Bendigo Car Insurance PDS - Approx. 552Kb
Supplementary Bendigo Car Insurance PDS - Approx. 43Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb

Caravan Insurance PDS - Approx. 430Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb

Motorcycle Insurance PDS - Approx. 577Kb

Boat Insurance PDS - Approx. 555Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb

Travel Insurance PDS - Approx. 527Kb
Supplementary PDS - Financial Claims Scheme - Approx. 37Kb

Bendigo LoanSure PDS - Approx. 479Kb

The above documents are available as a PDF document which can be viewed and printed using Adobe Reader®. If you do not have Adobe Reader®, simply click the Get Adobe Reader button to download a free version from the Adobe website.

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