Disclosure Documents

Important Notice for Bendigo Bank customers

Please see the attached notice for important details about the merger between Bendigo and Adelaide Bank Limited and Adelaide Bank Limited, the new company name, and how this effects Bendigo Bank disclosure documents.

Terms and Conditions

- Bendigo Personal Accounts and Facilities
- Bendigo Business Accounts and Facilities
- Bendigo Term Deposit Accounts and Facilities
- Bendigo Oncall Deposit Direct Term Deposit Accounts
- e-banking Telegraphic Transfer
- Bendigo Credit Card Win Cash 2008 Promotion

Product Disclosure Statements

- Bendigo Christmas Club Passbook Account and Facilities
- Bendigo Foreign Exchange Facilities
- Bendigo Foreign Currency At Call Deposit Account
- Bendigo Foreign Currency Term Deposit Account
- Bendigo Savings Bonds
- Bendigo Insurance
- Financial Services Guides (FSG's)

Bendigo Personal Accounts and Facilities

The Bendigo Personal Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo Personal Accounts and Facilities - Approx. 365Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 222Kb

Part 3: Schedule of interest rates for personal accounts - Approx. 78Kb

Bendigo Business Accounts and Facilities

The Bendigo Business Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo Business Accounts and Facilities - Approx. 355Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 222Kb

Part 3: Schedule of interest rates for business accounts - Approx. 83Kb

Bendigo Term Deposit Accounts and Facilities

The Bendigo Term Deposit Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo Term Deposit Accounts and Facilities - Approx. 134Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 222Kb

Part 3: Schedule of interest rates for term deposit accounts - Approx. 64Kb

Bendigo Christmas Club Passbook Account and Facilities

The Bendigo Christmas Club Passbook Account and Facilities Product Disclosure Statement (PDS) is made up of three parts. You must read parts one, two and three to have a complete PDS.

Part 1: Bendigo Christmas Club Passbook Account and Facilities - Approx. 314Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 222Kb

Part 3: Schedule of interest rates for Bendigo Christmas Club Passbook Account - Approx. 37Kb

Bendigo Foreign Exchange Facilities

Bendigo Foreign Exchange Contracts - Approx. 108Kb

Bendigo Foreign Exchange Swap Contracts - Approx. 87Kb

Bendigo OnCall Deposit Direct Term Deposit Accounts

The Bendigo OnCall Deposit Direct Term Deposit Accounts and Facilities Terms and Conditions is made up of three parts.

Part 1: Bendigo OnCall Deposit Direct Term Deposit Accounts - Approx. 126Kb

Part 2: Schedule of Fees, Charges and Transaction Account Rebates - Approx. 222Kb

Part 3: Schedule of interest rates for Bendigo Oncall Deposit Direct Term Deposit Accounts - Approx. 73Kb

e-banking Telegraphic Transfer

e-banking Telegraphic Transfer Terms & Conditions - Approx. 62Kb

Bendigo Credit Card Win Cash 2008 Promotion

Bendigo Credit Card Win Cash 2008 Promotion Terms & Conditions - Approx. 32Kb

Bendigo Foreign Currency At Call Deposit Account

The Bendigo Foreign Currency At Call Deposit Account Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Part 1: Bendigo Foreign Currency At Call Deposit Account - Approx. 111Kb

Part 2: Schedule for Bendigo Foreign Currency At Call Deposit Account - Approx. 55Kb

Bendigo Foreign Currency Term Deposit Account

The Bendigo Foreign Currency Term Deposit Account Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Part 1: Bendigo Foreign Currency Term Deposit Account - Approx. 119Kb

Part 2: Schedule for Bendigo Foreign Currency Term Deposit Account - Approx. 54Kb

Bendigo Savings Bonds

The Bendigo Savings Bonds Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Part 1: Bendigo Savings Bonds - Approx. 101Kb

Part 2: Bendigo Savings Bonds Application - Approx. 59Kb

Bendigo Insurance

Gold Home and Contents Insurance PDS - Approx. 542Kb

Silver Home and Contents Insurance PDS - Approx. 559Kb

Bendigo Landlords Residential Property Insurance PDS - Approx. 896Kb

The Bendigo Car Insurance Product Disclosure Statement (PDS) is made up of two parts. You must read parts one and two to have a complete PDS.

Bendigo Car Insurance PDS - Approx. 584Kb

Supplementary Bendigo Car Insurance PDS - Approx. 43Kb

Caravan Insurance PDS - Approx. 430Kb

Maxrider Motorcycle Insurance PDS - Approx. 162Kb

Boat Insurance PDS - Approx. 555Kb

Travel Insurance PDS - Approx. 527Kb

Bendigo LoanSure PDS - Approx. 682Kb

The above documents are available as a PDF document which can be viewed and printed using Adobe Reader®. If you do not have Adobe Reader®, simply click the Get Adobe Reader button to download a free version from the Adobe website.

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