Credit cards

Choose a Bendigo Bank credit card from our range of options and reap the benefits. You save money* because of the fair way we charge interest, and you get the real customer service we're known for. We also share our profits with your local communities and let you contribute to great causes.

Our Basic Black is simply the best-value credit card around. Combine its low interest rate and low annual fee with our fair way of charging interest, and you'll cut the charges you are paying to other banks by up to 50%.

Basic BlackBasic Black

  • Interest rate 12.24%
  • Annual fee $45
  • Up to 44 interest-free days

Find out more

Our Ready Red credit card has a low annual fee, plus free membership to our Bendigo rewards program.

Ready-Red-Mastercard-Bendigo-BankReady Red

  • Interest rate 19.74%
  • Annual fee $45
  • Up to 44 interest-free days
  • Rewards program

Find out more

Our Platinum Visa includes a wide range of free insurances and high-end extras – on top of the Bendigo rewards program.

Platinum Visa - Bendigo BankPlatinum Rewards

  • Interest rate 18.99%
  • Annual fee $119 (reduction for shareholders)
  • Up to 55 interest-free days
  • Rewards program
  • Free insurances and a huge range of other benefits

Find out more

Every time you use one of our RSPCA credit cards you are supporting the RSPCA's Adoptapet program.

RSPCA Buddy Visa - Bendigo BankRSPCA Rescue

  • Introductory interest rate for 6 months 7.89%
  • Ongoing interest rate 15.49%
  • Annual fee $24
  • Up to 44 interest-free days

Find out more

RSPCA Rescue Reward Visa with link to pageRSPCA Rescue Rewards

  • Introductory interest rate 7.89%
  • Ongoing interest rate 19.64%
  • Annual fee $24
  • Up to 55 interest-free days
  • Rewards program

Find out more

*Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879. Important disclaimer