Low rate, low fee

Basic Black credit card

Our Basic Black is simply a great-value credit card.

More benefits

  • Cash advances and balance transfers at the same low interest rate
  • Interest is calculated from the statement date not from the purchase date
  • No fees for additional cardholders
  • Worldwide acceptance
  • Contactless technology enabled
  • 24/7 fraud monitoring and no liability for unauthorised transactions
  • e-statements
  • Our Protect+Pay app provides additional security for your cards
  • Access exclusive offers with Mastercard Priceless Cities
Interest rate12.24% 
Interest-free daysUp to 44
Annual fee$45
Interest typeVariable
Interest debitedMonthly
Minimum payments3% of the closing balance per month, or $10, whichever is greater

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879. Important disclaimer