Low Rate Mastercard

All the security and convenience you’d expect, a low annual fee and one of the lowest interest rates around make our Low Rate Mastercard the ideal card for your every day purchases. And, unlike some other banks, interest is only charged from the date of your statement, not from the day you purchased – so you can save even more.

Download the key fact sheet for this card.

Key features of the Low Rate Mastercard

  1. Purchase interest
    rate 11.99% p.a.

  2. $45 annual fee

  3. Up to 55 days interest free

  4. Cash advance interest rate 13.99% p.a.

  5. Interest is calculated from the statement date, not from when you made the purchase

  6. 24/7 fraud monitoring and no liability for unauthorised transactions5

  7. Access Mastercard Priceless® Cities exclusive experiences and special offers

More benefits

  • No fees for additional cardholders
  • Tap & goTM for purchases under $100
  • Accepted at over 43 million locations worldwide6

Terms and conditions, fees and charges apply. All information is correct as at 01/08/17 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 01/08/17. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

Mastercard - Mastercard is a registered trademark and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

5Mastercard Zero Liability - Terms and Conditions for protection apply.

6Worldwide access - The Nilson Report, Issue 1095 from September 2016