Home loan interest rates

Rates effective: Thursday 10th October 2013

Residential Lending Interest Rates

Product $8 Monthly
Fee Rate
Comparison Rate 1
Variable    
Residential Home Loan 6.01% p.a. 6.16% p.a.
with Package ($50k+) 5.51% p.a. 5.66% p.a.

with Package Plus ($250k+)

5.31% p.a. 5.46% p.a.
Interest Only Term Loan 6.01% p.a. 6.16% p.a.
with Package ($50k+) 5.51% p.a. 5.66% p.a.
with Package Plus ($250k+) 5.31% p.a. 5.46% p.a.
Home Equity Loan 6.11% p.a. N/A

with Package ($50k+)

5.61% p.a. N/A
with Package Plus ($250k+) 5.41% p.a. N/A
Generation GreenTM Home Loan 5.51% p.a. 5.62% p.a.
Fixed Rate (Available with Fixed Rate Residential Home Loan and Interest Only Term Loan)
1 Year 4.99% p.a. 6.05% p.a.
2 Year 4.94% p.a. 5.55% p.a.
3 Year 5.14% p.a. 5.55% p.a.
4 Year 5.59% p.a. 5.69% p.a.
5 Year 5.79% p.a. 5.78% p.a.

All lending interest rates are subject to change.

Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25 year loan term. All Fixed rates are calculated on the basis that they roll to the Residential Variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.