Life and Income Protection Insurance
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Life Insurance Protection
Protection for the family of a deceased person to repay any debts, provides a lump sum payment, this cover can also be connected as part of a super plan.
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Accidental Death Protection
A lump sum payment of up to $500,000 in the event of your accidental death. The cost of the cover remains level and does not increase as you get older. This cover is designed for those aged between 19 and 70 years.
Accident Income Protection
Protection based on 75% of your current income for any person, so as to provide regular income to meet monthly cash flow commitments when a person becomes disabled as a result of an accident for a period of time and is off from work. The cover aims to protect personal and family assets (eg. house, car) and provide living expenses by providing monthly cash flow to meet monthly payments until you return to work.
Packages for Business Owners
Key Person Protection
Protection to a business in funding the cost of appointing and paying new management to manage the business and preserve the continuance of cash flow if a key person(s) became incapacitated or died.
Business Overheads Protection
Protection to the company's cash flow by paying the day-to-day operating costs for up to 12 months due to disability, sickness or injury of the owner when they cannot return to work.
Partnership Protection
Protection on a predetermined basis for partners to purchase another partner's share of the business in the event of death or disability.
Corporate Superannuation Providing a superannuation investment scheme with a number of investment portfolios including shares. The choice of low cost super investments managed with excellent long-term financial returns for staff and executives of the company.
For more information on our service offering and fees, please click here to view our Financial Services Guide, or please click here to read the Zurich Australia Ltd Privacy Statement.
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