|
|
you are here: Home > Personal >
Personal Lending > Bendigo Secured Personal Loan |
To find out more about Bendigo Bank, click here to access our Financial Services Guide (FSG). You must review the FSG before accessing information on this website.
Secured Personal Loan
Low cost finance on your terms. Your choice of loan terms
and flexibility on repayments. An ideal way to purchase a new or used car.
| Account Details |
|
|
| Statement |
Half yearly |
| Interest |
Fixed for the term of the loan |
| Calculated |
Daily |
| Charged |
Monthly |
| Term |
One to five years |
| Minimum Amount |
$2000 |
| Security |
- Any registrable vehicle (value must equal or exceed loan amount)
- Bendigo Bank Term Deposit or STL Investment Common Fund
- Residential (Home Loan establishment fees apply).
|
| Payments |
Weekly, fortnightly or monthly |
| Type |
Principal and interest |
| Additional Payments |
Yes |
| Redraw Facility |
Yes, online redraw available |
| Additional Transaction Account Rebates |
Yes. Receive an Additional Transaction Account Rebate of $1.75 on ALL of your eligible Transaction Accounts*. |
| Can borrow up to 100% of the purchase price. A receipt from the vendor is required. |
| Fees |
- Application Fee - $150.
- Legal Fee - $100.
- Statutory fees and charges apply.
- Security Registration Fee (at the rate applicable in your state).
- In Branch Redraw Fee - $25.
- Online Redraw Fee - Free.
- Early Repayment Fee - $20.
- Monthly Service Fee - $5.
N.B. Where residential security is taken, Home Loan establishment fees apply.
|
|
|
| * Refer to our Schedule of Fees & Charges and
Transaction Account Rebates for more information on Transaction Account Rebates
and a list of eligible Transaction Accounts. |
| Apply
for a Personal Loan Online |
Interest
| |
Rate |
10.99% pa |
| |
Comparison Rate |
13.81% pa* |
All rates subject to change.
* Comparison rate calculated on a loan amount of $10,000 over a term of three years
based on monthly repayments.
A Comparison Rate Schedule is available at any Bendigo Bank branch or by
clicking
here.
WARNING: This comparison rate applies only to the example or examples
given. Different amounts and terms will result in different comparison
rates. Costs
such as redraw fees or early repayment fees and cost savings such as
fee waivers are not included in the comparison rate but may influence the
cost of the loan. |
|
|
|
