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To find out more about Bendigo Bank, click here to access our Financial Services Guide (FSG). You must review the FSG before accessing information on this website.

Unsecured Personal Loan

Whether you’re looking at financing an overseas holiday, improvements around the home or any number of other personal needs, at the Bendigo we offer U a personal loan with competitive fixed rates and a fast and easy application process to meet your needs with a minimum of fuss.

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Account Details
Minimum Loan Amount $2000
Loan Term 1 to 7 years
Interest Rate Fixed for the term of the loan
Interest Calculated Daily
Interest Debited Monthly
Payment Options Weekly, Fortnightly or Monthly
Redraw Facility Manual & Online redraw available
Statement Half yearly
Additional Payments Yes, unlimited
Additional Transaction Account Rebates Yes. Receive an Additional Transaction Account Rebate of $1.75 on ALL of your eligible Transaction Accounts*.
Fees On Your Loan
  • Application Fee - $150.
  • Statutory fees and charges may apply.
  • Monthly Service Fee - $5.
  • Online Redraw Fee - Free.
  • In Branch Redraw Fee - $25.
  • Early Repayment Fee - $20.

Current Interest Rates
View Current Interest Rates



* Refer to our Schedule of Fees & Charges and Transaction Account Rebates for more information on Transaction Account Rebates and a list of eligible Transaction Accounts.

All applications are subject to Bendigo’s credit assessment criteria.
Terms and conditions apply
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As the information in the website has been prepared without taking into account your objectives, financial situations or needs, before acting on the information, you should consider how appropriate it is having regard to your objectives, financial situations and needs. All rates subject to change.