Retirement

Products are issued by Sandhurst Trustees Limited

A significant portion of Australia's population is approaching retirement age and being able to access your superannuation savings is crucial. Bendigo SmartStart Pension and the Bendigo SmartOptions Pension both offer a transition to retirement pension and a standard pension to assist you in achieving your retirement goals.

We also make available Funeral Bonds, which are investment plans that accumulate funds for your funeral expenses – and ease financial concerns for your family and friends at a difficult time. 

Would you like to know more? Why not speak with a Bendigo Financial Planner today and work out your retirement strategy together?

Bendigo SmartStart Pension

Bendigo SmartStart Pension aims to provide a low cost, easy-to-use pension product with a range of active and passive investment options, to help you in retirement, or as you transition to retirement. Bendigo SmartStart Pension is a flexible and tax-effective means of converting superannuation savings into an ongoing regular income stream.

When you join Bendigo SmartStart Pension you will benefit from:

  • Low fees - there are no entry fees or any fees for rollovers, withdrawals or investment switching. There is an annual administration fee of $98 plus a percentage based  administration fee of 0.20% p.a., plus investment fees of 0% to 0.99% p.a. depending on the investment option(s) selected
  • Simplicity - it's easy-to-use and it provides access to simple and convenient investment options, including a cash investment option, the Sandhurst Strategic Income Fund, and 10 ready-made Bendigo diversified investment options. 
  • Low minimum initial investment - you can start your pension with as little as $10,000.

Learn more Bendigo SmartStart Pension

Bendigo SmartOptions Pension

Bendigo SmartOptions Pension offers an extensive range of investment options that allows you the flexibility to design your own investment strategy and proactively manage and change your pension investments. Bendigo SmartOptions Pension is a flexible and tax-effective means of converting superannuation savings into an ongoing regular income stream in retirement or as you transition to retirement

When you join Bendigo SmartStart Pension you will benefit from:

  • Flexible investment options - The flexibility to design your own investment strategy and proactively manage and change your investments
  • Extensive range of investment options - access to managed funds (including annuity funds), a cash product, term deposits and direct exposure to the S&P/ASX200 listed securities

Learn more Bendigo SmartOptions Pension

Both Bendigo SmartStart Pension and the Bendigo SmartOptions Pension offer you the following benefits.

  • Flexibility - the ability to select the frequency and amount of pension payments, as well as the ability to switch and withdraw funds at any time, subject to government restrictions
  • Secure online access - you can view, monitor and amend your account details online at any time, including switching your investments
  • The ability for you to make a reversionary pension nomination or a binding death benefit nomination, to make sure your money goes where you want, in the event of your death

A copy of the Product Disclosure Statements (PDS) and separate application form booklet for Bendigo SmartStart Pension and Bendigo SmartOptions Pension are available for download from sandhursttrustees.com.au.

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Homesafe Debt Free Equity Release

Homesafe Debt Free Equity Release allows you to tap into the value of your home without having to sell it or move out.

It's a new and innovative way to release a cash lump sum from your single biggest asset to improve your quality of life in retirement. This is a product of Homesafe Solutions Pty Ltd (ACN 106 784 918), a company equally owned by Athy Pty Ltd (ACN 005 852 246) and Bendigo and Adelaide Bank Limited.

To find out more, please visit the Homesafe Solutions website.