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Express Home Loan

An old fashioned analog alarm clock against a burgundy background.
An old fashioned analog alarm clock against a burgundy background.

Are you ready to buy?

Receive fast online approval, combined with competitive interest rates and flexible terms with Bendigo Bank Express Home Loan.

Better Big Bank


Welcome to the better big bank.

When you're a big bank, you have big responsibilities. The first is to do the right thing. It's something we've always been good at.

Low Rate Balance transfer

Low Rate Mastercard in hand
Low Rate Mastercard in hand

0% for 18 months on balance transfers*

Transfer your credit card balance to a Low Rate Mastercard® and you won’t be charged any interest on that amount for 18 months.

Bendigo Bank SmartStart Super

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SmartStartSuper Campaign panel image-min.png

Looking to retire with more?

Bendigo SmartStart Super is our low cost and simple way to help you get there.

Variable Home Loan


Your best interests at heart

Our basic home loan is a low cost, easy to manage loan with flexible terms and additional repayment options.

^Eligible AU18+ residents with a Bendigo Bank debit or credit Mastercard only. Ends 31/8/19 11:59pm AEST. T&Cs apply. Permit No's: ACT TP19/03529, NSW LTPS/19/35316 & SA T19/946.

* Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 1 July 2019 and is subject to change. Full details available on application. Lending criteria apply.

0% for 18 months balance transfer offer applies to all successful applications for a new Low Rate Mastercard completed and submitted between 12:01am AEST 1 July 2019 to 11:59pm AEST 31 October 2019.

At the end of 18 months from account opening, any remaining unpaid balance transfer amount will attract the standard retail purchase interest rate 11.99% and will receive up to 55 days interest free on the outstanding amount. Offer subject to minimum monthly repayments being made as per your monthly statement and the account not otherwise being in default.

The balance transfer rate will apply to the first balance transferred up to 80% of your approved available credit limit. A balance transfer fee of 2% is applied on the amount transferred and is charged to your Bendigo Bank credit card account.

Balance transfers must be processed by Bendigo Bank staff in accordance with this offer and not made via other payment methods including BPAY® or direct deposit. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s).

Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held the product in the last 12 months. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Mortgage Bundling, the Connect package, Deals or Shareholder products.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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