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Low Rate Mastercard® Offer

Illustration of a hand scrolling through a tablet with a Woolworths  Supermarket Gift Card in a shopping cart on the tablet, and the tablet is surrounded by a credit card, cup of coffee, smartphone, delivery package and a leaf from a plant.
Illustration of a hand scrolling through a tablet with a Woolworths  Supermarket Gift Card in a shopping cart on the tablet, and the tablet is surrounded by a credit card, cup of coffee, smartphone, delivery package and a leaf from a plant.

$0 annual fee for the first year.*

Plus a $150 Woolworths Supermarket Gift Card when you spend $1,000 in the first 60 days of account opening.*

Bendigo Bank SmartStart Super

SmartStartSuper Campaign panel image-min.png
Family sitting at table looking at mobile

Looking to retire with more?

Bendigo SmartStart Super is our low cost and simple way to help you get there.

International trading

New York landscape at dawn featuring Empire State Building.
New York landscape at dawn featuring Empire State Building.

Go Global in 2020

Bendigo Invest Direct offers direct access to trade on 11 international markets from the one share trading account.

Low Rate Credit Card Offer

*Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 3 August 2020 and is subject to change. Full details available on application. Lending criteria apply.

Low Rate Credit Card offer commences 3 August 2020 and comprises a $150 Woolworths Supermarket Gift Card offer and $0 annual fee for the first year.

To be eligible, a new Low Rate Credit Card application must be submitted between 3 August and 11:59pm AEST 30 September 2020 and approved.

Bendigo Bank may vary or end this offer and it is not available to staff or in conjunction with any other offer including Low Rate Complete, Low Rate Connect and Deals or Shareholder products. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Offer also subject to minimum monthly repayments being made as per your monthly statement and the account not otherwise being in default.

$0 Annual fee for the first year

Low Rate credit card annual fee will be waived for the first year. After the first year the annual fee will revert to the product annual fee (currently $45).

$150 Woolworths Supermarket Gift Card

Subject to you meeting a minimum spend amount of $1,000 on eligible purchases within 60 days of opening your account, the $150 Woolworths Supermarket Gift Card will be awarded to you within 60 days of meeting the spend criteria.

The credit account must not be cancelled, closed or in default before the gift card is awarded. The gift card cannot be exchanged, be redeemed for cash in part or full, for another prize or transferrable. Refer to the gift card expiry date. If Woolworths gift card is not available, a gift card to the same value will be provided to an equivalent store.

Ineligible purchases include cash advances, interest charges, credit fees and charges, disputed transactions, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, payments to the Australian Taxation office, bill payments using BPAY® or utility bills paid over the counter at any financial institution or Post Office and any transactions, payments or purchases that are disputed, fraudulent, unauthorised, refunded or reimbursed. A direct debit will be classified as a cash advance if you have provided the debiting merchant with your BSB and account number.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

Woolworths Group Ltd ABN 88 000 014 675 is the issuer of the Woolworths Supermarket Gift Card, but is not the promoter of the offer, nor responsible for fulfilment of the offer terms.

Woolworths Supermarket Gift Card, have no expiry date and are redeemable at participating stores only. For a list of participating stores and full Gift Card Terms and Conditions visit woolworths.com.au/giftcards

Head Office: Bendigo Centre, Bendigo Vic 3550

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2020 Bendigo and Adelaide Bank