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Low Rate Balance transfer

Low Rate Mastercard in hand
Low Rate Mastercard in hand

0% for 18 months on balance transfers.* Seriously.

Sometimes an offer is seriously good. Don’t miss out on this one.

Express Home Loan

An old fashioned analog alarm clock against a burgundy background.
An old fashioned analog alarm clock against a burgundy background.

Are you ready to buy?

Receive fast online approval, combined with competitive interest rates and flexible terms with Bendigo Bank Express Home Loan.

Better Big Bank


Welcome to the better big bank.

When you're a big bank, you have big responsibilities. The first is to do the right thing. It's something we've always been good at.

Bendigo Bank SmartStart Super

SmartStartSuper Campaign panel image-min.png
SmartStartSuper Campaign panel image-min.png

Looking to retire with more?

Bendigo SmartStart Super is our low cost and simple way to help you get there.

Fixed Rate Home Loan

Bendigo Bank Branch
Bendigo Bank Branch

Home of most satisfied home loan customers

See our low cost, easy to manage fixed rate home loan with flexible terms and additional repayment options. Plus, with various options on home & contents insurance, we have everything you need under one roof!

International trading

New York landscape at dawn featuring Empire State Building.
New York landscape at dawn featuring Empire State Building.

Go Global in 2020

Bendigo Invest Direct offers direct access to trade on 11 international markets from the one share trading account.

*Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 31 December 2019 and is subject to change. Full details available on application. Lending criteria apply.

0% for 18 months balance transfer offer applies to all successful applications for a new Low Rate Mastercard completed and submitted between 12:01am AEST 2 January 2020 to 11:59pm AEST 30 April 2020.

At the end of 18 months from account opening, any remaining unpaid balance transfer amount will attract the standard retail purchase interest rate 11.99% and will receive up to 55 days interest free on the outstanding amount. Offer subject to minimum monthly repayments being made as per your monthly statement and the account not otherwise being in default.

The balance transfer rate will apply to the first balance transferred up to 80% of your approved available credit limit. A balance transfer fee of 2% is applied on the amount transferred and is charged to your Bendigo Bank credit card account. Please note, the 0% for 18 months balance transfer offer does not apply to any fees or charges associated with the account including the annual fee and the balance transfer fee.

Balance transfers must be processed by Bendigo Bank staff in accordance with this offer and not made via other payment methods including BPAY® or direct deposit. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The balance transfer can only be made to a credit card account held in your own name or a credit card account you hold jointly with another person.

Bendigo Bank may vary or end this offer and it is only available on the Low Rate Mastercard. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Low Rate Connect Mastercard and Low Rate Mastercard Deals or Shareholder products. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

Head Office: Bendigo Centre, Bendigo Vic 3550

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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