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0% on purchases for 15 months from account opening*

Now you can enjoy Christmas a whole lot longer!

The festive season is just around the corner.

Bendigo Bank Low Rate Mastercard

To put an extra-special spring in your step, we’re offering an amazing deal on our Low Rate Mastercard® that’ll knock your Christmas socks off.

Between 1 November to 31 December 2019, apply for a new Low Rate Mastercard and you’ll enjoy 0% on purchases for 15 months from account opening – that’s right, 15 months!*

If you’re busy organising presents for family and friends, or maybe even planning to snap up a bargain at the Boxing Day sales, there’ll be no interest charged for 15 months from account opening on eligible purchases on your new Low Rate Mastercard.*

Now that’s a festive season offer!

Key features of the Low Rate Mastercard

Christmas will be here in no time, so don’t waste a second.

Apply today for your Low Rate Mastercard, and make the most of this special festive season offer!

Terms, conditions, fees and charges apply. All information, including interest rates and fees, is correct as at 31 October 2019 and is subject to change. Full details available on application. Lending criteria apply.

*The standard purchase interest rate of the Low Rate Mastercard is currently 11.99% p.a. The cash advance rate of the Low Rate Mastercard is currently 13.99% p.a.

Offer applies to all successful applications for a new Low Rate Mastercard completed and submitted between 12:01am AEST 1 November 2019 and 11:59pm AEST 31 December 2019. For the first 15 months after account opening, interest on purchases is waived, subject to minimum monthly repayments being made and the account not otherwise being in default. At the end of 15 months from account opening, remaining purchase balance will revert to standard purchase interest rate. Offer does not apply to cash advances.

Bendigo Bank may vary or end this offer and it is only available on the Low Rate Mastercard. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Low Rate Connect Mastercard and Low Rate Mastercard Deals or Shareholder products unless specified. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months.

The 0% purchase interest rate offer is available in conjunction with the Low Rate Mastercard 0% balance transfer for 6 months offer.

0% for 6 months balance transfer offer applies to all successful applications for a new Low Rate Mastercard completed and submitted between 12:01am AEST 1 November 2019 and 11:59pm AEST 31 December 2019.

At the end of 6 months from account opening, any remaining unpaid balance transfer amount will attract the standard retail purchase interest rate and will receive up to 55 days interest free on the outstanding amount. Offer subject to minimum monthly repayments being made as per your monthly statement and the account not otherwise being in default. The balance transfer rate will apply to the first balance transferred up to 80% of your approved available credit limit. Balance transfers must be processed by Bendigo Bank staff in accordance with this offer and not made via other payment methods including BPAY® or direct deposit. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s).

Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Low Rate Connect Mastercard and Low Rate Mastercard Deals or Shareholder products unless specified.

The 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

5Conditions for protection apply, see mastercard.com.au/zero-liability

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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