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One of Australia's most trusted brands^
Top 100 ASX listed Company
Servicing 1.8 million customers in over 500 locations

Home loans and insurance under one roof

Competitive home loan rates and a great range of home insurance options? That's unexpected.
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Pre-qualify for a home loan

In just minutes you can find out how much you may borrow and what to expect before you head down the home loan application path.

What we'll calculate:

  • How much you may borrow
  • Your borrowing costs, including stamp duty, lenders mortgage insurance and any applicable first home buyer incentives for each state
  • Your repayments

Please note, if you are self-employed or there are more than two borrowers, please call us on 1300 236 344

Click on the link below to see what you could potentially borrow or call into a branch near you.

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Fixed home loan rate

Low cost, easy to manage loan with flexible terms and additional repayment options.

Owner occupied Principal & Interest 3 year fixed interest rate

2.44% p.a.

Comparison Rate1

3.05% p.a.

Find out more about our Basic Home Loan or call into a branch near you.

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Our lenders come to you

Short on time?

A Bendigo Bank mobile lender can arrange a call or video conference with you at a time that suits.

Find your nearest mobile lender.

Our mobile lenders are home loan specialists.

Whether you’re looking to refinance, buy your first or next home, or invest, they can help.

And there’s one near you.

^ Source Roy Morgan All Brand Net Trust Score Surveys 2019

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

To be eligible for pre-qualification, applicants must be:

  • 18 years old or over;
  • Seeking a loan for personal use and not for business or commercial purposes;
  • Employed and/or have a regular income source (at least one borrower for a joint loan);
  • If you are looking to borrow more than $2.5 million to purchase a property, you will need to call us on 1300 738 831.

Head Office: Bendigo Centre, Bendigo Vic 3550

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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