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Secured Student Personal Loan

Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.#

Secured Student Personal Loan

  • Competitive fixed interest rate of 7.79% p.a., comparison rate* 7.93% p.a.
  • No application or ongoing fees.
  • View all interest rates.
  • Minimum loan of $2000 for terms between 1 and 7 years.
  • Weekly, fortnightly and monthly repayments with free online redraw facility.
  • Unlimited additional repayments – redraw at any time.
  • No fixed break costs with an early repayment fee of only $20.
  • Full details can be found in the Lending fees and charges.
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Personal Loan Pre Application video

How to apply for a loan

This simple process makes it easy for you to access your personal loan:

  • Select the loan that is most suited to you

  • Apply online or contact us

  • Send supporting documentation so that we can finalise your application

  • Receive a response to your application and you'll be one step closer to getting that new car, holiday, caravan, home improvements, whatever in no time at all.

Things you should know

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

#Proof of part time or full time study or apprenticeship required on application.

Target Market Determinations for products are available.

*Important information about comparison rate

The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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