Disclosure documents

• Home Loan Terms and Conditions
• Credit Guide
• Offset Account Terms and Conditions (including Schedule of Fees, Charges and Interest)
• Payment Facilities Terms and Conditions
• Digital Wallet Terms of Use
• e-Banking App Terms of Use

Bendigo and Adelaide Bank’s current Privacy Policy and the Banking Code of Practice is published on their website at https://www.bendigoadelaide.com.au/ and is available upon request.