Convenience

Your Debit Mastercard is accepted at over 43 million locations worldwide3, including 10,000 ATMs throughout Australia.

  1. Easy and secure access to your own money no matter where you are

  2. Pay with your mobile using Apple Pay, Google Pay and other Digital Wallets

  3. Change your PIN, block and unblock your card using the Protect+Pay app

  4. Shop online using your own money

Security

You can have peace of mind when making purchases, knowing you’re protected.

  1. Mastercard Zero Liability1 protection for unauthorised transactions

  2. Block and unblock your card plus other controls via the Protect+Pay app

  3. Shop online safely with added card security

Benefits

Get a little bit more from your card.

  1. No transaction fees when you press credit or Tap & go™

  2. Personalise your card with an image of your choice*

  3. Discounts and deals with Debit Rewards

  4. Special offers with Mastercard Priceless® Cities

How to apply

Want a Debit Mastercard? Here's how you can apply.

Existing account holder

If you have one of the accounts below, call us or visit your local branch and apply for a card.

  • Everyday Account
  • Student Account
  • Easy Retirement Account
  • Concession Account

New account

If you would like to apply for an account and Debit Mastercard, get more information by selecting an account or the find out more button.

Press Credit or Tap & Go

By pressing credit when using your Debit Mastercard you can save on unnecessary fees. 
That's because when you select credit on purchases within Australia, the transaction is free^!

Press Credit2 or Tap or go

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

Press Cheque or Savings

  • ATM balance inquiry and withdrawal within Australia
  • ATM balance inquiry and withdrawal overseas
  • PayPass Purchases#
  • Purchases within Australia
  • Purchases overseas
  • Purchases with cash out

1 Mastercard Zero Liability - Terms and Conditions for protection apply.

2 Note: When pressing 'credit ' on your debit card the transaction won't hit your account straight away. However the funds will be placed on hold until the amount is debited to your account.

3Worldwide access - The Nilson Report, Issue 1095 from September 2016

^ Other fees may apply to your account. Overseas purchases may be charged a fee.
$3 Debit Card fee applies when you have a Debit Card linked to a Bendigo Bank account (fee does not apply when linked to the Everyday Account, Easy Retirement Account, Student Account or Concession Account). This fee is charged to the account on the first calendar day of the month
Interest is charged if funds from an overdraft are accessed

#Transactions processed using PayPass will auto select credit
The Debit Mastercard is only available to persons aged 16 years and over and Australian Citizens and permanent residents.

* Images are subject to Image Guidelines.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.