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Great reasons to switch to Bendigo Bank

You trust us, recommend us, and consistently recognise us for excellence in service, customer satisfaction and staff friendliness.

  1. Most satisfied customers of any Australian bank 1

  2. Australia's most highly trusted bank2

  3. Australia's 5th largest retail bank

  4. Community Bank - $183 million reinvested back into local communities

  5. Top 60 ASX Listed company

  6. Your banking helps create, support and sustain positive change in Australian
    communities

Switching over to Bendigo is easy

  1. Open an account

  2. Fill the switch form

  3. We notify your suppliers

  4. Regular payments start coming through your Bendigo Bank account

Option 1: You can do it yourself online

Option 2: We can do it for you

To allow us to move your regular payments across for a Transaction Account, Personal Loan or Home Loan account, fill out the Switch form.

We'll send you your Regular Payments list for review.

Bendigo Bank is committed to working within the standards set by the industry regulator, Australian Payments Network.

Great reasons to get a Bendigo Transaction Account

  1. A range of flexible bank accounts

  2. Easy access to your money

  3. Internet and phone banking

  4. e-statements for easy account management

  5. Choose to pay no fees for transactions

  6. Phone help always available

4 steps to switch to a Bendigo Transaction Account

  1. Choose a Transaction Account

  2. Fill the switch form

  3. We notify your suppliers

  4. Regular payments start coming through your Bendigo Bank account

Option 1: You can do it yourself online

Simply start by choosing a Transaction Account and apply. How to apply for an account:

  • 16 years of age and over
  • Drivers licence or passport
  • Australian citizen or resident
  • 5 minutes of your time

Option 2: We can do it for you

Bendigo makes switching your regular payments easy and worthwhile. Fill out the Switch form.

We'll send you your Regular Payments list for review.

Bendigo Bank is committed to working within the standards set by the industry regulator, Australian Payments Network.

Start by choosing a Bendigo account

Student Account

Student Account

A clever transaction account for full time students, apprentices and trainees.

  • $1
    Minimum balance
  • $0
    Monthly fee
  • Yes
    Online access

Easy Retirement Account

This transaction account is designed to make life easier for retirees and pensioners aged over 55.

  • $1
    Minimum balance
  • $08
    Monthly fee
  • Yes
    Online access

Concession Account

An easy to use transaction account for customers with an eligible Commonwealth Government concession card.

  • $1
    Minimum balance
  • $0
    Monthly fee
  • Yes
    Online access

Not sure which Transaction Account is for you?
We can help you choose.

Great reasons to choose Bendigo Bank for Personal Loans

Flexible options

Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.

Big or small

Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.

Quick response

We know you want to know about your application quickly. You will have a response from us within 48 hours.

SWITCH ONLINE SELECT AN ACCOUNT TO SWITCH

3 steps to switch to a Personal Loan

The simple process makes it easy for you to access your Personal Loan.

  1. Work out how much you can borrow

  2. Choose a Personal Loan

  3. Apply online or contact us

Start by choosing a Personal loan

Secured Personal Loan

Perfect for buying a new or used vehicle, or to refinance an existing car loan.

Interest rate (owner occupied)

7.79% p.a.

Comparison rate3

8.64% p.a.

LEARN MORE APPLY NOW

Green Personal Loan

A Green Personal Loan rewards you for your environmentally friendly purchases.

Interest rate (owner occupied)

6.79% p.a.

Comparison rate3

7.21% p.a.

LEARN MORE APPLY NOW

Student Personal Loan

Available for all Higher Education Students and apprentices, this loan is perfect for buying a new or used vehicle, or to refinance an existing car loan.*

Interest rate (owner occupied)

9.99% p.a.

Comparison rate3

9.99% p.a.

LEARN MORE APPLY NOW

Not sure which Personal Loan is for you?
We can help you choose.

Great reasons to choose Bendigo Bank for Home Loans

  1. Top 60 ASX listed company

  2. Our business is based on real relationships with real people

  3. Our local lenders have the power to approve loans

  4. Competitive rates and flexible home loans

  5. We return part of our profits to invest in your local community.

  6. 1.5 million customers in over 500 communities Australia-wide

3 steps to switch to a Bendigo Home Loan

The simple process makes it easy for you to access your Home Loan.

  1. Apply online or contact us

Explore our home loans

Basic Home Loan

Our Basic Home Loan is a low-cost, easy-to-understand home loan with flexible terms for interest and repayments.

Interest rate (owner occupied)

4.38% p.a.

Comparison Rate4 (owner occupied)

4.56% p.a.

LEARN MORE APPLY NOW

Green Home Loan

Our Green Home Loan rewards you for renovating or building in a sustainable way, with discounts on interest rates for those who meet our green criteria.

Interest rate6 (owner occupied)

4.68% p.a.

Comparison Rate4 (owner occupied)

4.73% p.a.

LEARN MORE APPLY NOW

Home Equity Loan

Our Home Equity Loan gives you a line of credit with full transaction functionality and the ability to draw on available funds.

Interest rate (owner occupied)

5.88% p.a.

($250,000-$499,999)

Comparison Rate4 (owner occupied)

N/A

LEARN MORE APPLY NOW

Not sure which Home Loan is for you?
We can help you choose.

or speak to a mobile lender on
1300 236 344

Additional information

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information.

Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.

Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

  1. Roy Morgan Customer Satisfaction Results May 2017
  2. Mozo People’s Choice Awards 2017
  3. The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
    * Proof of part time or full time study or apprenticeship required on application.
  4. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25-year loan term. All fixed rates are calculated on the basis that they roll to the residential variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.
    WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  5. The interest rate displayed assumes at least three eligible products are held. Connect Package Home Loan interest rates are made up of the applicable interest rate depending on aggregate lending, minus a discount of 0.05% per eligible product held, up to a maximum of 0.15% off the tiered rate. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000-$499,999.
  6. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.
  7. No monthly service fee if you deposit $2,000 each month or hold a home loan with us# (otherwise $6 per month)
  8. No monthly service fee if you; Deposit $2,000 each month OR hold an eligible Bendigo Bank CGU Insurance Policy* OR hold a Sandhurst Trustees Managed Fund OR hold a home loan with us Otherwise $3 per month. If you hold one of the above relationships the fee will be waived each month provided the home loan, insurance policy or managed fund is in use at least 2 days prior to the date the fee is charged.