Shareholder benefits

Connect Home Loan Package

  • up to 1.40% pa discount off Owner Occupied variable rates for home loans greater than $500,000
  • up to 1.30% pa discount off Owner Occupied variable rates for home loans greater than $250,000
  • up to 1.10% pa discount off Owner Occupied variable rates for home loans less than $250,000
  • up to 0.15% pa discount off fixed  home loan rates

1 Variable Rate discounts are off the Residential Variable Rate for owner occupied lending. Fixed rate discounts are off the full carded fixed rate. The interest rate discounts above for Connect home Loan Package require 3 eligible products to be held with a discount of 0.10% pa being provided per eligible product taken for variable loans (up to a maximum of 0.30% pa) and 0.05% per eligible product for fixed loans (up to a  maximum of 0.15%).

Personal loans

Discount available on standard personal loan products only and does not include Student, Green or Connect personal loans.

Business loans

Rural Bank and Rural Finance Agribusiness loans

  • $0 loan application fee
  • Maximum value of loan fee waiver is $1,000 per application. Benefits available at the time of application

Term deposit

  • 12 month term deposit earning 0.25% pa interest above the standard 12 month term deposit interest rate, with interest paid on maturity.

Minimum deposit $5000. The applicable Term Deposit rate is available upon application.

Credit cards

Platinum Rewards Mastercard – enjoy a discounted annual fee of $49. Includes up to 55 days interest free, $1 = 1.5 Rewards Points2, Travel insurance + purchase protections8.

Qantas Platinum Mastercard – enjoy a discounted annual fee of $69. Includes up to 55 days interest free, $1 = 0.6 Qantas Points9, Travel insurance + purchase protections8.

Insurance

For more information visit your local branch or call us on 1300 557 155 to arrange an insurance quote.

Foreign currency

  • 50% pa discount on standard fees when buying or selling foreign bank notes
  • 50% pa discount on standard fees for foreign cheque conversions (cash letter items only)4

Bank draft and telegraphic transfer

  • 50% pa discount on standard fees on issue of foreign bank drafts and telegraphic transfers5
  • 50% pa discount on standard Bendigo and Adelaide Bank fee when making payment of funds from a Bendigo Bank or Adelaide Bank account for fast transfer to an account at any Australian financial institution6.

Financial planning

  • An obligation free initial financial consultation with a Bendigo Financial Planner
  • A one-off discount of $250 off the initial advice. This discount does not apply to personal insurance advice.  (no further discounts apply)

Enquire now or call us on 1300 236 344 for further information.

Financial Planning services are provided by Bendigo Financial Planning Limited ABN 81 087 585 073, AFSL 237898, a member of the Bendigo and Adelaide Bank Group

Leveraged margin lending

  • 0.50% pa discount to the headline variable interest rates of Leveraged Equities' Margin Loan and Investment Funds Multiplier.

To find out more contact Leveraged on 1300 307 807.

Bendigo Invest Direct

  • Discounted brokerage rate of $17.95 for trade value up to and including $22,000 or 0.10% for trade value greater than $22,0007.

BEN shares must be held on the Bendigo Invest Direct HIN. For more information enquire now or call 1300 788 982 to apply the discount code BENSHA either through the application process or for existing accounts.