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0% for 18 months on balance transfers*

Transfer your credit card balance to a Low Rate Mastercard® and you won’t be charged any interest on that amount for 18 months.

A 2% balance transfer fee applies.

Offer ended 30 April 2019.

Low Rate Mastercard

A low purchase interest rate of 11.99% p.a. and an annual fee makes this the ideal card for everyday spending.

Download the key fact sheet for this card.

  • Percentage symbol

    Low interest rate

    11.99% p.a. purchase interest rate and 13.99% p.a. cash advance rate.

  • Wallet

    Low annual fee

    $45 annual fee and up to 55 days interest free.

  • Hand holding mobile phone

    Digital wallets

    Use with your phone or smart watch, including Apple Pay, Google Pay™ and Samsung Pay.

  • Balance Transfer Icon

    Balance transfers

    After 18 months, the interest rate reverts to the purchase interest rate.

  • Percentage symbol

    Low interest rate

    11.99% p.a. purchase interest rate and 13.99% p.a. cash advance rate.

  • Wallet

    Low annual fee

    $45 annual fee and up to 55 days interest free.

  • Hand holding mobile phone

    Digital wallets

    Use with your phone or smart watch, including Apple Pay, Google Pay™ and Samsung Pay.

  • Balance Transfer Icon

    Balance transfers

    After 18 months, the interest rate reverts to the purchase interest rate.

  • Calculate how much you save#

    See how much you could save by transferring your existing credit card balance to a Bendigo Bank Low Rate Mastercard.

    There are four big reasons to try number five.

    1.  Australia's 5th biggest retail bank with over 1.6 million customers
    2.  Competitive products and innovative service
    3.  $200 million given back to communities
    4.  Consistently rated highly for trust and satisfaction

    So if your bank isn't doing the right thing by you, change to one you can feel better about.

    Transfer your existing credit card balance to a Low Rate Mastercard today.