Buy more equipment

As your business grows, you may need to acquire additional vehicles, equipment or technology.

Our lending specialists will review your requirements and tailor an equipment finance solution for your business, helping you to preserve capital and better manage your cash flow.

  • Equipment loan

    You own the asset and purchase it with a loan, using the equipment as security

    • usually no deposit is required
    • as you own the asset, you may be entitled to claim GST input tax credits, depreciation and interest expenses
    • flexible and tailored repayment structures depending on your cash flow needs
    • a balloon payment can be included at the end of the term
  • Finance lease

    We purchase and own the asset, and lease it to you for an agreed period. You may make an offer to purchase the asset at the end of the term.

    • 100% finance of the purchase price
    • we own the asset and normally the entire rental payment is tax deductible for you
    • flexible and tailored repayment structures depending on your cash flow needs
    • a mandatory residual at the end of the term means you will benefit from lower rental instalments
  • Asset purchase

    We purchase and own the asset, and you buy it from us in instalments over an agreed period. Upon final payment ownership of the asset transfers to you.

    • usually no deposit is required
    • we own the asset however you may be entitled to claim GST input tax credits, depreciation and interest expenses
    • flexible and tailored repayment structures depending on your cash flow needs
    • a balloon payment can be included at the end of the term
  • Novated Lease

    Works like a finance lease and is designed specifically for employee motor vehicles that form part of a salary package arrangement.

    • 100% finance of the purchase price
    • we own the vehicle and at the end of the term you may make an offer to purchase
    • repayments made by your employer out of your pre-tax salary
    • a mandatory residual at the end of the term means you will have lower rental instalments

As the taxation and accounting treatments of various finance products may vary, we recommend you seek independent expert advice before choosing an option.