Business Solutions Term Loan

Bendigo Bank offers tailored term loans to meet your business needs. Your choice of a fixed interest rate or a variable interest rate, with customised repayments to suit you and your business.

A loan tailored to your needs

Loan purpose

To purchase or re-finance for business purposes using your residential property or other assets for security

Loan typePrincipal & Interest or interest only
Interest rate optionsFixed or variable
Repayment options

Principal & interest - fortnightly or monthly in arrears

Interest only - monthly in arrears

  • Redraw available
  • Online banking
  • Half-yearly statements
Interest rates 
Residential security (<80% LVR) 5.20% p.a.#
Fixed Interest Rate* Residential security^ 
1 Year4.99% p.a.
2 Years4.94% p.a.
3 Years4.94% p.a.
4 Years5.19% p.a.
5 Years5.29% p.a.

^ Interest rates quoted with residential security apply where the loan to valuation ratio is less than 80%
* Interest rates quoted with other than residential security apply where the loan to valuation ratio is less than 70%
# Interest rates quoted is indicative and applicable for new lending only.

You can call us on 1300 236 344 to find out further information on application fees, service fees and other fees for your small business lending.

Subject to terms and conditions. Fees and charges apply. All loans subject to Bendigo Bank's normal lending criteria. Bendigo and Adelaide Bank Limited, The Bendigo Centre, Bendigo, VIC 3550, ABN 11 068 049 178, AFSL 237879.