Take a lot of orders over the phone or via mail?

Our MOTO solution delivers a simple and secure service for mail, telephone and secure email orders.


Along with the shared benefit of  immediate online authorisations our Online MOTO system has other benefits.

  • Easy
    minimal setup costs with no equipment to hire or buy. Simply login online and enter cardholder details
  • Convenient
    Allow your customers to pay the way they want
  • Uncompromising safety
    with enhanced fraud management capabilities, doing business is safer
  • Overnight Settlement
    Settle to a Bendigo Bank Business transaction account from $0 per month and receive your settlement overnight, 7 days a week.

Key features

  • Accepts most cards - take payments with Visa and Mastercard credit and debit cards, AMEX, JCB or Diners Club charge cards
  • Convenient - make payments via Desktop PC or mobile devices and tablets
  • Flexible - accept payments by phone, mail or secure email
  • Integrated reporting tools - access transaction records and processing of administrative functions such as voids and refunds
  • Risk management - risk management capabilities including management of card BIN, IP country and IP range

Simple pricing

Simple and clear pricing options means you'll always know what you're going to pay, allowing you to better manage your cash flow.


per txn^


per $ txn^


per month*

If your monthly turnover exceeds $20,000, we can create a custom pricing package to suit your needs.



Important information

Overnight Settlement is available on transactions settled to a valid Bendigo Bank account

*Merchant facilities that do not settle to a Bendigo Bank Business transaction account will incur an additional $10 charge per month. Available business transaction accounts include the Business Everyday Account $15 monthly for unlimited transactions, Business Basic Account $0 monthly, transaction fees pay as you go. Refer to Business Fees and Charges for full details.

^Visa and Mastercard cards only. American Express and Diners Club International acceptance priced on approval

Additional fees and charges may apply, including a $20 chargeback fee and a $10 3D Secure fee. These fees and charges may vary depending on the type of facility that you have. The full fee list will be sent to you once we’ve checked everything successfully. All pricing quoted is GST exclusive - GST does apply.