Key features of our Basic Home Loan

For owner occupied home buyers you can borrow up to 95% on the value of the property, or 90% of the value of vacant land. For an investment property borrow up to 90% of the value of the property1.

  1. Low monthly service fee of $105

  2. Online redraw available

  3. Loan terms up to 30 years

  4. Variable or fixed interest rates (up to 5 years fixed)

  5. Weekly, fortnightly or monthly repayments

  6. Principal and interest, or interest-only (up to 5 years) repayments

  7. Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed

Great reasons to choose us

  • Competitive home loan interest rates
  • Rewarding packaged loans
  • 1.5 million customers in over 500 communities Australia wide
  • Top 60 ASX listed company

Explore our home loans

Connect Package

Owner Occupied

Interest rate2

3.89% p.a.

Comparison Rate1

4.15% p.a.

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Basic Home Loan

Residential Investment

Interest rate

4.49% p.a.

Comparison rate1

4.67% p.a.

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Green Home Loan

Owner Occupied

Interest rate6

4.78% p.a.

Comparison rate1

4.84% p.a.

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Additional information

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1. Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2. Offer is available to customers with new Owner Occupied, Principal and Interest home loans above $150,000 with a loan to valuation ratio of up to 80%, and three additional or complementary products taken as part of the Connect Package. Complementary products cannot be from the same product type. Offer ends on 31 December 2018.

3. Offer is available to customers for new Owner Occupied, Principal and Interest Basic home loans above $150,000 with a loan to valuation ratio of up to 80%. Special Rate available on Basic product until 31 December 2018. Terms, conditions, fees and charges apply. All information is correct as at 1 October 2018 and is subject to change. Full details available on application. Lending criteria apply.

4. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25 year loan term. All Fixed rates are calculated on the basis that they roll to the Residential Variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

5. Refer to the Lending Fees and Charges Guide for more information.

6. Rates are based on variable P&I Owner Occupied loan for loan amount $250,000- $499,999.