Home loan interest rates

 

Rates effective from: 1-Sep-15

Residential lending interest rates

Variable

Owner Occupied Lending

Loan type $8 monthly fee rate Comparison rate1
Residential Home Loan 5.56% p.a. 5.71% p.a.
with Package Plus (greater than $500,000) 4.66% p.a. 4.81% p.a.
with Package Plus (between $250,000 and $499,999) 4.76% p.a. 4.91% p.a.
with Package (between $50,000 and $249,999) 4.96% p.a. 5.11% p.a.
Interest Only Term Loan 5.56% p.a. 5.71% p.a.
with Package Plus (greater than $500,000) 4.66% p.a. 4.81% p.a.
with Package Plus (between $250,000 and $499,999) 4.76% p.a. 4.91% p.a.
with Package (between $50,000 and $249,999) 4.96% p.a. 5.11% p.a.
Home Equity Loan 5.66% p.a. N/A
with Package Plus (greater than $500,000) 4.76% p.a. N/A
with Package Plus (between $250,000 and $499,999) 4.86% p.a. N/A
with Package (between $50,000 and $249,999) 5.06% p.a. N/A
Generation GreenTM Home Loan 5.06% p.a. 5.13% p.a.
with Package Plus (greater than $500,000)
4.66% p.a.
4.73% p.a.
with Package Plus (between $250,000 and $499,999) 4.76% p.a. 4.83% p.a.
with Package (between $50,000 and $249,999)
4.96% p.a.
5.03% p.a.
Low Doc Variable Rate Loan 5.76% p.a. 5.91% p.a.
Low Doc Interest Only Term Loan 5.76% p.a. 5.91% p.a.

Residential Investment Lending

Loan type $8 monthly fee rate Comparison rate1
Residential Home Loan 5.76% p.a. 5.91% p.a.
with Package Plus (greater than $500,000) 4.86% p.a. 5.01% p.a.
with Package Plus (between $250,000 and $499,999) 4.96% p.a. 5.11% p.a.
with Package (between $50,000 and $249,999) 5.16% p.a. 5.31% p.a.
Interest Only Term Loan 5.76% p.a. 5.91% p.a.
with Package Plus (greater than $500,000) 4.86% p.a. 5.01% p.a.
with Package Plus (between $250,000 and $499,999) 4.96% p.a. 5.11% p.a.
with Package (between $50,000 and $249,999) 5.16% p.a. 5.31% p.a.
Home Equity Loan 5.86% p.a. N/A
with Package Plus (greater than $500,000) 4.96% p.a. N/A
with Package Plus (between $250,000 and $499,999) 5.06% p.a. N/A
with Package (between $50,000 and $249,999) 5.26% p.a. N/A

Fixed rate 

Available with Fixed Rate Residential Home Loan and Interest Only Term Loan.

Owner Occupied Lending

Loan type $8 monthly fee rate Comparison rate1
1 Year 4.54% p.a. 5.08% p.a.
2 Year 4.34% p.a. 5.00% p.a.
3 Year 4.44% p.a. 4.98% p.a.
4 Year 4.74% p.a. 5.04% p.a.
5 Year 4.74% p.a. 5.03% p.a.

Residential Investment Lending

Loan type $8 monthly fee rate Comparison rate1
1 Year 4.79% p.a. 5.28% p.a.
2 Year 4.79% p.a. 5.25% p.a.
3 Year 4.89% p.a. 5.25% p.a.
4 Year 4.99% p.a. 5.26% p.a.
5 Year 4.99% p.a. 5.26% p.a.

All lending interest rates are subject to change.

1. Important information about comparison rates: The comparison rates displayed are calculated for a loan amount of $150,000 over a 25 year loan term. All Fixed rates are calculated on the basis that they roll to the Residential Variable rate at the end of the initial term. All comparison rates are calculated with a nil offset balance.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.