Connect Package

Our Connect Package is designed to save you interest. When you connect your home loan with a range of eligible products, you could save 1% or more on your interest rate per annum. Choose from fixed or variable interest, and benefit from flexible terms and great benefits, such as discounts on insurance.

  • See our Connect Package interest-rate discounts
  • Select three eligible products for our lowest interest rates
  • Access more benefits for Connect Package customers

Key features of the package

  • Borrow for loan terms up to 30 years
  • Choose a variable or fixed interest rate (up to 5 years fixed)
  • Choose principal and interest, or interest-only (up to 7 years owner occupied and 10 years residential investment) repayments
  • Choose weekly, fortnightly or monthly repayments
  • Unlimited additional repayments if variable (20% of loan balance when fixed)
  • Access additional repayments using online redraw
  • Owner Occupied: Borrow up to 95% on the value of the property, or 90% of the value of vacant Land
  • Investment: Borrow up to 80% of the value of the property
    Note: If the LVR exceeds 80%, Lender's Mortgage Insurance is required

Eligible products

Select three or more products from the list below to be eligible for the lowest rate:

  • Offset facility - Monthly service fee waived
  • Credit card - No annual fee on Basic Black
  • Home and contents insurance3 - 10% off home and contents insurance
  • Car insurance3 - 5% off car insurance
  • Landlords insurance3 - 10% off landlords insurance
  • Term deposit - 0.10% bonus interest on deposits over $50,000
  • Superannuation - Free initial consultation on SmartStart Super
  • Personal loans - 0.50% pa off the personal loan rate and no application fee
  • Financial planning - Free first interview

More benefits

As a Bendigo Connect Package customer, you are also entitled to the following benefits:

  • Leveraged margin lending6 - 0.50% discount on advertised rates
  • Health insurance7 - 7.5% off Australian Unity health insurance
  • PiggySaver Account - 0.25% bonus interest
  • Travel insurance3 - 20% off travel insurance
  • Mastercard® debit card - No MasterCard debit fee
  • Bendigo Invest Direct8 - $17.95 brokerage for trades up to $22,000, 0.10% brokerage for trades over $22,000

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

3. Insurance provided by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238291. A minimum sum insured may be required for a discount to apply. No further discounts are applicable.

6. Margin lending products are issued by Leveraged Equities Limited ABN 26 051 629 282 AFSL 360118, a subsidiary of Bendigo and Adelaide Bank. You should consider your situation and read the relevant Product Disclosure Statements available from Leveraged before making an investment decision. To find out more contact Leveraged on 1300 363 812.

7. Bendigo Health Cover is issued by Australian Unity Health Limited ABN 13 078 722 568. The Bank operates under its own Financial Services Licence and an agreement with the insurers. The Bank receives a commission for arranging insurance. This commission forms part of your premium.

8. Bendigo Invest Direct will review the Bendigo Connect Home Loan accounts periodically to confirm eligibility. If there is no holding of at least one Bendigo Connect Home Loan Account, the discount will be removed and the customer will need to contact Bendigo Bank to reapply the discount code if they open a new Bendigo Connect Home Loan. Bendigo Invest Direct is a service provided by CMC Markets Stockbroking Limited ABN 69 081 002 851 AFSL No. 246381, a Participant of the ASX Group ("CMC Markets Stockbroking") at the request of Bendigo Bank Ltd ABN 11 068 049 178, AFSL 237879 ("Bendigo"). Terms and conditions apply.