Car insurance cover

$30 million liability cover

No matter who’s at fault, your policy covers you for $30 million in liability cover.

Replacement car during repairs

Comprehensive cover includes an option for a replacement car to drive while yours is repaired.

No claim bonus

We reward good driving by giving you a discount for each year that you don’t claim.

See our options below

Choose the right car insurance policy

If you own a vehicle in NSW, you need Compulsory Third Party insurance (CTP or Green Slip) as part of your vehicle registration.

Third party property damage, fire and theft

If you cause damage to another vehicle, or your car is stolen or catches fire, you’re protected.

  • $30 million liability cover
  • Uninsured motorist damage - up to $5,000
  • Hire car after theft - up to 21 days
  • Towing and transport of your vehicle
  • New car replacement up to three years old
  • Hire car after accident
  • Personal items

Third party property damage

This budget-friendly policy covers damage you cause to another person’s property or vehicle.

  • $30 million liability cover
  • Uninsured motorist damage - up to $5,000
  • Hire car after theft - up to 21 days
  • Towing and transport of your vehicle
  • New car replacement up to three years old
  • Hire car after accident
  • Personal items

Different policies to suit your needs

Any driver motor vehicle insurance

Everyone’s covered, so you can relax.

When several people regularly drive your car

Mum, dad, kids and friends often drive the car? Choose to have them covered for true peace of mind.

  • Available under all levels of cover
  • Includes cover for your car.
  • Let friends and family borrow the car without worrying about insurance protection

Drivers under 25 can be covered by this policy

Nominated driver motor vehicle insurance

A great policy when the vehicle will be driven by only one or two people aged 25 years or over.

Just you driving the car - or two of you? Sorted.

Available on all levels of cover, but only for cars.

  • Save on premiums by nominating up to two drivers
  • Nominate just yourself or any other driver over 25 - drivers over 25 will be covered with double excess
  • Drivers under 25 are not covered, unless the car is being parked by a valet, repaired, serviced, tested or used in a medical emergency

Nominate the drivers and enjoy the savings

Nominated driver Low KMs motor vehicle insurance

Prefer to walk? Get lower premiums if you don’t often drive.

Lower kilometers means lower premiums

Available under comprehensive cover

  • Up to two drivers both 25 years of age or over
  • The car will not be driven more than 10,000 kilometres annually
  • Drivers under 25 are not covered, unless the car is being parked by a valet, repaired, serviced, tested or used in a medical emergency

A great insurance option for your second car.

FAQs

It’s important to choose the right car insurance policy. Our Frequently Asked Questions will help you.

Is my car covered when someone else drives it?

How are car insurance premiums calculated?

Is a learner driver covered with my policy?

Who will repair my car if there’s an accident?

What excesses apply?

What if someone other than the nominated driver drives my car

What if I exceed my 10,000 kilometre limit on my low KMs policy

Great reasons to choose us

  • A nationwide repair network makes arranging repairs easy and convenient.
  • A friendly claims consultant makes it easy to submit a claim, arrange repairs, and get back on the road.
  • Call anytime on our 24-hour claims hotline for friendly helpful service.
  • Flexible pay-by-the month or fortnightly premiums make car insurance even more affordable.
  • When you choose us, you choose a bank that supports local communities.
  • We’re Australia's most highly trusted bank#.

Additional information

# Mozo People’s Choice Awards 2017

^ Roy Morgan Customer Satisfaction Results May 2017.

This product is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Please consider your situation and read the Product Disclosure Statement and consider it before making a decision.