Car insurance

We offer a range of car-insurance options to suit your needs and budget. Select one of our policies and then relax and enjoy your drive, safe in the knowledge that we’ve got you covered.

If you own a vehicle in NSW, you need Compulsory Third Party insurance (CTP or Green Slip) as part of your vehicle registration.

Our comprehensive insurance is our most popular option. It gives you the best possible cover for unexpected damage to or loss of your car, and for any damage you cause to someone else’s car while driving.

You are eligible to receive:

  • $30m liability cover
  • Uninsured motorist damage – full cover
  • Earned no claim bonus protection
  • New car replacement up to three years’ old
  • Hire car after theft

More benefits of comprehensive cover include:

  • baby capsules and child seats are covered for replacement cost if damaged or stolen
  • if your car is a total loss and is less than three years old, and has not travelled more than 50,000 kilometres, it will be replaced
  • a trailer attached to your car is covered for loss or damage up to $1,000
  • Optional hire car after an accident and excess free windscreen cover

To find out more about our car cover read the PDS or get in touch.

Fire and theft

Our third-party-fire-and-theft policy covers you if your car is stolen or if you lose your car to fire. You’re also insured for any damage you cause to other people’s property or vehicles while driving.

You are eligible to receive:

  • $30m liability cover
  • Uninsured motorist damage – up to $5,000
  • Hire car after theft

Other benefits:

  • Emergency or temporary repairs
  • Towing and transport of your vehicle
  • Removal of debris
  • Recoding of locks and barrels after theft of keys
  • Storage costs

Property

Third-party property is our most economical car-insurance policy. And knowing you’re covered if you damage someone else’s property or vehicle while driving gives you peace of mind.

You are eligible to receive:

  • $30m liability cover
  • Uninsured motorist damage – up to $5,000

For insurance that covers your own vehicle, see our other policies.

To find out more about our car cover read the PDS or get in touch.

We offer comprehensive motorcycle, caravan and boat insurance policies that can be tailored to suit your needs and budget.

  • Motorcycle – Reduced premiums with nominated rider and low kilometres.
  • Caravan – Brand-new replacement for the total loss of a caravan that's less than one year old.
  • Boat – Brand-new replacement for the total loss of a boat that's less than two years old.

Find out more

This product is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Please consider your situation and read the Product Disclosure Statement and consider it before making a decision.