Home insurance

Your home is likely to be your biggest investment. Achieve peace of mind by protecting your property and its contents with the right solution for you. Choose from our range of cover options below - each offering the facility to pay fortnightly or monthly at no extra cost.

If you have any questions make an enquiry with an insurance specialist.

Top-level cover

Covers

  • Your building and contents against almost ANY type of accidental loss or damage
  • Fine art and paintings - $20,000 limit unless specified as special contents item
  • New for old replacement
  • Alternative accommodation expenses
  • Flood

Other cover features

  • Bicycles - up to $20,000 unless specified
  • Contents both at home and anywhere in Australia or New Zealand

Read the Gold cover PDS for the full breakdown of this cover option.

High value mid-range cover

Covers

  • Each of the events detailed in your policy, such as fire, explosion, lightning, earthquake malicious damage, cyclone, storm, and even a car running into your house
  • Burglary, or even theft without forced entry, such as pot plants in your yard
  • Debris removal costs in addition to your sum insured
  • Alternative accommodation expenses
  • New for old replacement
  • Flood

Other cover features

  • Bicycles - up to $20,000 unless specified
  • Protection for your contents away from home, either in transit and in a commercial storage facility
  • Timber fences and gates (up to 15-years old) replacement
  • Fine art and paintings - $20,000 limit unless specified as special contents item

Read the Silver cover PDS to find out more.

Cover for the budget conscious

Covers

  • The basics in a cost-effective and competitive policy
  • Burglary (forcible and violent entry only), fire, storm, rainwater, liquid or wind damage, deliberate or unintentional harm and much more
  • Flood

Other cover features

  • Bicycles - covered as contents up to $20,000 unless specified
  • Fine art and paintings - $20,000 limit unless specified as special contents item

Read the Bronze cover PDS to find out more.

Life Rewards – for over 50s

A special insurance cover only available from your local Bendigo Bank branch or by calling us on 1300 557 155.

Covers

  • Burglary, or even theft without forced entry
  • Fire, storm, rainwater, liquid or wind damage, deliberate or unintentional harm and more
  • Contents away from home, in transit and in a commercial storage facility
  • Increased limit for refrigerated food and cover for refrigerated medication
  • Increased limit for guests' and visitors' belongings
  • Increased limit for trees and plants that are maliciously damaged
  • Flood

Other cover features

  • Fractured bone benefit
  • Timber fences and gates (up to 15-years old) replacement
  • Bicycles - up to $20,000 unless specified

Read the Over 50s Life Rewards PDS to find out more.

This product is issued by Insurance Australian Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Please consider your situation and read the Product Disclosure Statement and consider it before making a decision.