Protect your property

Emergency repairs

After an incident, we’ll help organise quick repairs so the property is safe and liveable again.

Optional extras

You can get cover for loss of rent, liability (up to $20 million), theft by tenants and more.

Cover for a wide range of damage

You’re covered for accidents, breakage, water damage, vandalism, storm, fire, flood and much more.

See our options below

Compare our landlords insurance options

Buildings Cover

Covers the property itself as well as pools, spas, garages, sheds, awnings, fences and decks.

  • Residential building protection
  • Garages and sheds
  • Fences and gates
  • Built in swimming pools and spas
  • Infrastructure: supply of electricity, gas, water, internet and phone
  • Carpets
  • Curtains and internal blinds
  • Furniture
  • White goods

Contents Cover

If your building is already insured by an owners corporation or strata, you can insure the contents only.

  • Residential building protection
  • Garages and sheds
  • Fences and gates
  • Non in-built swimming pools and spas
  • Infrastructure: supply of electricity, gas, water, internet and phone
  • Carpets
  • Curtains and internal blinds
  • Furniture
  • White goods

FAQs

Here are your answers to the most frequently asked questions about Landlords Insurance.

What events am I covered for?

We will cover the following events:

  • Fire or explosion
  • Landslide or subsidence
  • Impact by a vehicle
  • Water damage
  • Vandalism
  • Storm, flood, rainwater or wind
  • Theft or attempted theft
  • Debris removal or demolition

Conditions apply. For a full list of what is and is not covered please read the Landlords Insurance PDS.

Can I cover damages caused by my tenants?

You may be covered for damage caused by tenants. Conditions apply, so read the PDS for full details.

Can I protect against loss of rent?

You can add loss of rent protection to your policy, additional premiums apply. If your building becomes uninhabitable due to damage, we will cover any loss of rent for up to 12 months. The most we will pay is up to the sum insured, as listed on your schedule.

You can also select to be covered for up to $5,000 for rent default and theft by tenant if your tenant leaves your rental property before the end of the tenancy period without giving you notice, or if your tenant stops paying rent owed to you.

Is my property covered when it is not occupied by tenants?

Yes, the policy is still valid even when the property is not tenanted for up to 60 days. If it will exceed this, please notify us.

How do claims work?

You can lodge a claim by calling 13 24 80. You’ll be allocated a claims specialist who will support you throughout the claim. You’ll need to tell us about the incident and provide the necessary documentation, after which your claim will be promptly assessed.

Great reasons to choose us

  • With optional extras, you can tailor your landlords insurance policy to meet your needs
  • Our landlords insurance gives you cover for a broad range of potential incidents
  • If there’s an emergency, you can make a claim day or night to arrange speedy repairs
  • You’ll get your own claims consultant to help you through the process of making a claim
  • When you choose us, you’re supporting a bank that contributes to its local communities
  • We’re Australia's most highly trusted bank#.

Additional information

# Mozo People’s Choice Awards 2017

^ Roy Morgan Customer Satisfaction Results May 2017.

This product is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Please consider your situation and read the Product Disclosure Statement and consider it before making a decision.