Over the age of 12

Full time student, apprentice or trainee

Over 25s provide proof of enrolment by 14 April each year

  1. e-banking and phone banking anywhere, anytime

  2. Go green with

  3. ATMs and branches all across Australia

  4. Minimum opening balance $1

  1. Debit Mastercard®* - access your own money wherever Mastercard is accepted

  2. Easy Money card - you can access your account at ATMs, get cash out and make purchases

  3. Youth Debit Mastercard - perfect for students aged 12-15 years

  4. Digital Wallets -  use your phone or smart watch to pay from your account

  1. No monthly service fee

  2. Unlimited phone banking transfers

  3. Unlimited Bendigo Bank ATM and branch withdrawals

  4. Unlimited e-banking transfers, BPAY®, Pay Anyone (including OSKO®)

  5. Unlimited EFTPOS withdrawal and retail purchases within Australia

Interest rates

Calculated daily and paid monthly

Interest rates

$0 < $250 0.05% pa
$250 < $2,000 0.10% pa
$2,000 < $5,000 0.25% pa
$5,000 plus 0.50% pa

*Available to persons aged 16 years and over and Australian Citizens and permanent residents.

Mastercard and Priceless are registered trademarks and the circles design and Tap & Go are trademarks of Mastercard International Incorporated.

BPAY and OSKO® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.

This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.