In many countries, a cup of coffee or a short taxi ride may only be possible with local currency. So, wherever you’re going, it’s always good to have some of the local currency when you arrive.
But remember, if you lose your cash it’s gone forever. It’s a good idea to have several different options available when you’re travelling. You may like to consider one of our credit cards.
Let us know when and where you are travelling so we know your card is safe.
If travelling with more than one card, keep them separate so, if one is lost or stolen, you still have access to the other card.
Dynamic currency conversion
When travelling it's wise to try pay in a currency already loaded on your prepaid travel card.
Some merchants may offer to accept payment in Australian Dollars, but poor exchange rates for these transactions may mean you pay more.
- Use a prepaid travel card as a savings tool. Load it with currency when rates are favourable ready to use when you go on your next holiday.
- Keep your back-up card separate. Should the worst happen and your card is lost or stolen, you can activate your back-up card and start using it immediately.
- Never use your prepaid card as security when asked for a credit card number for hire cars, hotels or cruise ships, as all your funds may be put on hold and inaccessible to you for up to 30 days
- Don't forget to buy travel insurance before you leave.
- Keep copies of important documents, such as passport, visa’s, card numbers and phone numbers separate. Give them to someone at home or email them to yourself so if the unthinkable happens, you are able get access to them quickly;
- Always have a small amount of local currency on you when you travel - some things like a taxi or a cuppa may only take cash;
- Don’t carry too much cash on you – pickpockets are everywhere!