Super calculators

Use our calculators to help make the most of your retirement savings and protect your wealth.

  • Salary sacrifice

    Salary sacrifice

    Compare methods of making contributions – pre-tax (salary sacrifice) and after tax – to see how they affect your take home pay and super contributions.

  • Insurance premium

    Insurance premium
    This calculator allows you to estimate your insurance premiums for Tailored Fixed Cover and Income Protection cover in Bendigo SmartStart Super (not applicable to employer-sponsored division members) and Bendigo SmartOptions Super. The estimate is intended as a guide only, as your occupation rating will be determined by TAL and is subject to underwriting assessment. Refer to the relevant Insurance Guide for Bendigo SmartStart Super or Bendigo SmartOptions Super on our website for further information.

    The calculator may not be compatible with older versions of MS Excel, and tablet or mobile devices.

  • Retirement gap

    Retirement gap
    Identify the gap between your retirement savings and the amount you will need for the retirement-lifestyle you want.

  • Fee comparison

    Fee comparison
    Determine how much super you will have when you retire and how fees affect your final payout; compare the fees of two superannuation funds.

  • SmartStart Super Default Insurance Calculator

    SmartStart Super Default Insurance Calculator
    This calculator allows you to estimate the amount of Standard Default Cover you may be eligible for in Bendigo SmartStart Super (not applicable to employer-sponsored division members). The estimate is intended as a guide only.
    The calculator may not be compatible with older versions of MS Excel, and tablet or mobile devices.