What is a Target Market Determination (TMD)?

A TMD is a document which describes:

• the persons for which the product has been designed,
• the conditions around the product’s distribution,
• when this TMD will be reviewed, and
• record keeping and reporting obligations of distributors.

Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.

Home Loans

Basic Home Loan

Offset Home Loan

Offset Account

Offset Account