Everyday Account
Hurry only days left to qualify for
When you open via the Bendigo Bank app and meet the eligibility criteria.
Offer ends 30 August 2026.
Steps to earn $50 cashback
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Open an Everyday Account via the app by 30 August 2026.
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Deposit $500 or more in any number of transactions within the first 60 days.
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Make 5 or more eligible purchases^ using your card or mobile payments within the first 60 days.
- 1.
Open your account via the app - 2.
Meet the eligibilty criteria - 3.
Keep your account open and active - 4.
Get cashback within 30 days of qualifying
Bendigo Bank app
Why open an Everyday Account?
$0 monthly fees
A simple, all in one transaction account with no monthly fees and easy access to your money.
Digital wallet
Set up your digital wallet and pay on the go with your phone or watch with Apple pay or Google pay.
24/7 fraud monitoring
Access your money with a Debit Mastercard and have access to 24/7 fraud monitoring.
Card controls
Robust security features to keep you safe and secure against unauthorised transactions.
Rates and fees
For the full list of fees and charges, please refer to schedule of fees and charges.
$0
$0 - unlimited Bendigo Bank ATM withdrawals
$2.50 for in-branch staff assisted services including cash withdrawals and transfers
$0 - unlimited EFTPOS withdrawals within Australia
$0 - unlimited retail purchases within Australia
$0 - unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®) and phone banking transfers
Frequently asked questions
No, there is no monthly service fee.
A $2.50 fee which is charged if you visit one of our branches and have one of our team transact on your account – e.g. withdrawing cash or transferring money. For a full list of fees please refer to the Schedule of Fees Charges and Transaction Account Rebates booklet.
Yes, standard international fees apply to the Bendigo Everyday Account. These fees will be charged when you use your Debit Mastercard to make purchases overseas or online with businesses who are based overseas. For a full list of fees please refer to the Schedule of Fees Charges and Transaction Account Rebates booklet. If you're planning to travel overseas you may be interested in our Cash Passport.TM
Yes, you can have multiple Everyday Accounts.
Yes, you can choose to link a Debit Mastercard to your Everyday Account at no charge. A Debit Mastercard gives you the benefit of being able to make purchases online, use tap and go facilities, use mobile payments, use the card overseas and be protected from unauthorised transactions by Mastercard Zero Liability5. For fees associated with overseas transactions refer to the Schedule of Fees & Charges and Transaction Account Rebates.
Yes the Everyday Account can be opened for an individual or in joint names. To open a joint account you will need to make an appointment with your local branch.
Yes, customers can add an offset facility to their Everyday Account. Once the Everyday Account is linked to an active home loan the account name will automatically change to Everyday Account (Offset)
Things you should know
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Available to persons aged 16 years and over and Australian Citizens and permanent residents.
Target Market Determinations for products are available.
This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information. Please read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.
#Bendigo Everyday Account $50 Cashback Offer
1. Offer Period
The offer commences at 12:01am AEDT on 3 August 2026 and ends at 11:59pm AEDT on 30 August 2026 (“Offer Period”).
Acting reasonably, the Bank reserves the right to vary, withdraw, or extend this offer at any time. This offer cannot be used in conjunction with any other offer unless expressly stated.
2. Eligibility
This offer is available by invitation only to customers who receive this email (“Eligible Customers”). To qualify, Eligible Customers must:
Successfully open a new Bendigo Everyday account via the Bendigo Bank App during the Offer Period.
Verify your identity in accordance with the identification requirements of the Bendigo Bank App
Meet the criteria outlined below.
This offer is limited to one cashback payment per customer. Invitations are non-transferable. Offer is not available to joint customers.
3. The Offer Criteria
To receive the $50 cashback, you must meet the following conditions within 60 days of opening your new account:
Minimum Deposit Criteria: Deposit $500 or more into the new account.
Spend Criteria: Make five (5) or more eligible purchases using your card or mobile wallet (e.g., Apple Pay, Google Pay).
^The following are not eligible purchases: ATM withdrawals, cash-out transactions, gambling-related transactions, BPAY payments, Pay Anyone transfers, refunds, account fees, or interest charges. Transactions must be fully processed (not pending) to qualify.
4. Cashback Fulfilment
The $50 cashback will be credited to your Bendigo Everyday account within 30 days of meeting both the Minimum Deposit and Spend Criteria.
The credit will appear on your statement with the reference "Cashback".
To receive the cashback, your account must remain open. The offer will be forfeited if you close your account before the cashback is credited. If your account is closed by the Bank due to a material breach of the account terms and conditions (such as fraudulent activity), the offer will also be forfeited.
Cashback payments may be assessable income. You are responsible for any tax consequences arising from this offer.
