Terms and conditions
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Bendigo Cash Management Account Terms and Conditionspdf, 410 KB
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Bendigo Cash Solutions Term Deposit Account Terms and Conditionspdf, 416 KB
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Schedule of fees charges and transaction account rebatespdf, 429 KB
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Business fees and chargespdf, 515 KB
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Bendigo Payment Facilities terms & conditionspdf, 569 KB
The following documents apply to Bendigo Bank home loans other than Bendigo Flex Home Loans and Bendigo Easy Home Loans.
The following documents apply to Bendigo Flex Home Loans and Bendigo Easy Home Loans.
Product disclosure statements
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Loan Protection Insurance (Principal and Interest)pdf, 3.4 MB
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Loan Protection Insurance Continuation (Principal and Interest)pdf, 252 KB
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Loan Protection Insurance (Line of Credit, Credit Card, Interest Only Loan)pdf, 2 MB
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Loan Protection Insurance Continuation (Line of Credit, Credit Card, Interest Only Loan)pdf, 753 KB
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Loan Protection Insurance (Principal and Interest)pdf, 3.4 MB
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Loan Protection Insurance Continuation (Principal and Interest)pdf, 252 KB
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Loan Protection Insurance (Line of Credit, Credit Card, Interest Only Loan)pdf, 2 MB
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Loan Protection Insurance Continuation (Line of Credit, Credit Card, Interest Only Loan)pdf, 753 KB
Target Market Determinations (TMD)
Target Market Determinations for financial products distributed by Bendigo Bank are to ensure that the right products end up in the hands of the right customer. We do this by focusing on our customers in the design and distribution of our financial products.
Privacy Disclosure Statement
The Bendigo Bank Privacy Disclosure Statement outlines how we collect your personal information and credit-related personal information to assess your application so we can provide you with the product or service that you have requested and assess any future applications for products or services you may make to us or our related entities.
Privacy Disclosure Statement for Deposit Products
The Bendigo Bank Privacy Disclosure Statement for Deposit Products outlines how we collect, use and disclose your personal information in connection with the deposit product you have applied for.
Electronic Communication Consent and Authority Statement
The Bendigo Bank Electronic Communication Consent and Authority Statement gives us permission to communicate with you electronically.
Financial Services Guides (FSGs)
Find out more about Financial Services Guides (FSGs).
Website Disclosure Information (WDI)
Effective from 21 November 2025 new Website Disclosure Information was introduced for the Wealth Concierge service.
Memorandum of Common Provisions (MCP)
View the current version of the MCP. Previous versions are available upon request.
Patriot Act Certification
This is our standard certification for the USA PATRIOT Act. The certification below can be used by customers requesting certification from Bendigo Bank. If you have any further questions with regards to this certification please contact our fraud team by email. Download the Patriot Act Certification.
The merger of Bendigo Bank and Adelaide Bank occurred on Friday 30 November 2007, following the successful implementation of schemes of arrangement. The schemes of arrangement sees Adelaide Bank become a wholly-owned subsidiary of Bendigo Bank.
Bendigo Bank shareholders voted on Tuesday 29 January 2008 to change the name of the company to Bendigo and Adelaide Bank Limited following the Extraordinary General Meeting. This will take effect on 31 March 2008. This change has the following impact on the Bendigo Bank Product Disclosure. Statements and Terms and Conditions documents -
- From 31 March 2008, any reference to “Bendigo Bank Limited” should now read “Bendigo and Adelaide Bank Limited”; and
- From 31 March 2008, any reference to “Bendigo Bank Group” should now read “Bendigo and Adelaide Bank Group”.
