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Things you should know
^ Source: Roy Morgan Risk Monitor 2020
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.
2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%.
3 Bendigo Complete Home Loan 1 Year Fixed: Available to customers with owner occupied, principal and interest home loans.
*Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Offer period 1 March 2022 to 31 July 2022:
0.00% p.a. purchase rate and 0.00% p.a. balance transfer for up to 20 months from account opening.
Application must be submitted between 12:01am AEDT 1 March 2022 and 11:59pm AEST 31 July 2022.
Bendigo Bank may vary or end this offer at any time and it is only available on the Low Rate Credit Card. Offer not available in conjunction with any other Bendigo Bank offer including Low Rate Complete Credit Card or Shareholder products. One account per customer. Offer is not available when closing or transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Minimum monthly repayments must be made as per your monthly statement and the account not otherwise be in default.
0.00% p.a. Purchase rate
No interest will be charged on purchases for the first 20 months from account opening. After a period of 20 months from account opening, the remaining purchase balance will revert to standard purchase interest rate. Offer does not apply to cash advances.
The standard purchase interest rate of the Low Rate Credit Card is currently % 11.99%p.a. The cash advance rate of the Low Rate Credit Card is currently 13.99%p.a.
0.00% p.a. Balance transfer
Up to 80% of the credit limit may be applied as a balance transfer. A balance transfer fee of 2% of the balance transferred applies.
After a period of 20 months from account opening any remaining unpaid balance transfer amount will be treated as a purchase and attract the standard retail purchase interest rate.
The standard purchase interest rate of the Low Rate Credit Card is currently 11.99%p.a. The cash advance rate of the Low Rate Credit Card is currently 13.99%p.a.
Offer does not apply to any other transactions, fees and charges.
Balance transfers must be processed by Bendigo Bank in accordance with the Bendigo Bank Credit Card Terms & Conditions and not made via other payment methods including BPAY® or direct deposit. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The balance transfer can only be made to a credit card account held in your own name or a credit card account you hold jointly with another person.
#Aus. res. 18+ only. Starts 1/4/22 12am AEDT. Ends 30/6/22 11:59pm AEST. Limit 1 entry/policy. An eligible policy is any new home or landlords policy. If multiple persons are listed on an eligible insurance policy, only the primary person listed will be entered into this promotion and eligible to win a prize. Monthly Draws: 12pm AEST, 12/5/22, 13/6/22, 12/7/22, Plexus, Level 4, 411 Collins Street, Melbourne VIC 3000. Prizes: 3 x $10000 paid by direct deposit or cheque (1 per Monthly Draw). Winners published at bendigobank.com.au/insurance within fourteen (14) days of the corresponding draw. Limit 1 prize/person. See https://www.plexus.co/terms/insurance-protect-win-autumn-2022 for Terms and Conditions. NSW Authority No. TP/00185. Permit No’s: ACT TP 22/00419 & SA T22/322.
Insurance products issued by Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. In arranging insurance policies, the Bank acts under its own AFSL 237879 and an agreement with the insurer.
Information is of a general nature only. You should consider the relevant Product Disclosure Statement (PDS) available online and whether or not the insurance is appropriate for you before deciding whether to acquire the insurance. Policy conditions, limitations and exclusions apply.