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Things you should know
** All information is correct as of 16 June 2023, information including rate is subject to change.
^ Roy Morgan Quarterly Update February 2023
1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period.
3 Bendigo Complete Home Loan 2 Year, 3 Year and 4 Year Fixed: Available to customers with owner occupied, principal and interest home loans.
7 Bendigo Express Home Loan: The interest rate displayed is for a live-in (owner occupied), principal and interest loan and is based on a maximum Loan to Value Ratio (LVR) of 90%.
*Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Offer commences 30 November 2022 and may be varied or withdrawn at any time. The 19.99% p.a. purchase rate for up to 18 months from account opening is for approved applicants who apply for a new Bendigo Ready Credit Card before the offer is varied or withdrawn.
Offer is only available on the Bendigo Ready Credit Card. Offer not available in conjunction with any other Bendigo Bank offer. One account per customer. Offer is not available when closing or transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Minimum monthly repayments must be made as per your monthly statement and the account not otherwise be in default.
19.99% p.a. Purchase rate
No interest will be charged on purchases for the first 18 months from account opening. After a period of 18 months from account opening, the remaining purchase balance will revert to purchase interest rate. Offer does not apply to cash advances.
The purchase interest rate of the Bendigo Ready Credit Card is currently 19.99% p.a. The cash advance rate of the Bendigo Ready Credit Card is currently 19.99% p.a.
Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.
