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Reward Saver

Turbo charge your savings up to 5.25% p.a.**

Australia's most trusted bank^
One of Australia's biggest banks
A top 100 ASX listed Company

Interest rates

View our range of interest rates

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We're committed to keeping your accounts safe and secure. Our Security section has information about the latest scams and how to protect yourself.

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Speak to a Business Specialist

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SmartStart Super

Low cost and simple, Bendigo SmartStart Super is designed to help you retire with more.

Bank anywhere, anytime

Easy to use, Bendigo e-banking is available 24/7. Register by visiting one of our branches or calling 1300 236 344.

Flood Appeal

Your donations will help those affected by the recent heavy rain that has inundated many areas in Victoria and New South Wales. With more on the horizon, the need to assist is vital.

About us

Be part of the Bendigo Bank community

Everyday our customers help change and save lives, simply by banking with us.

Things you should know

** All information is correct as of 16 June 2023, information including rate is subject to change.

^ Roy Morgan Quarterly Update February 2023

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

3 Bendigo Complete Home Loan 2 Year, 3 Year and 4 Year Fixed: Available to customers with owner occupied, principal and interest home loans.

7 Bendigo Express Home Loan: The interest rate displayed is for a live-in (owner occupied), principal and interest loan and is based on a maximum Loan to Value Ratio (LVR) of 90%. 

*Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4Up to 55 days interest free
The up to 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.
#Bendigo Ready Credit Card offer

Offer commences 30 November 2022 and may be varied or withdrawn at any time. The 19.99% p.a. purchase rate for up to 18 months from account opening is for approved applicants who apply for a new Bendigo Ready Credit Card before the offer is varied or withdrawn.

Offer is only available on the Bendigo Ready Credit Card. Offer not available in conjunction with any other Bendigo Bank offer. One account per customer. Offer is not available when closing or transferring from another Bendigo Bank credit card account or if you have held a Bendigo Bank credit card product in the last 12 months. Minimum monthly repayments must be made as per your monthly statement and the account not otherwise be in default.

19.99% p.a. Purchase rate

No interest will be charged on purchases for the first 18 months from account opening. After a period of 18 months from account opening, the remaining purchase balance will revert to purchase interest rate. Offer does not apply to cash advances.

The purchase interest rate of the Bendigo Ready Credit Card is currently 19.99% p.a. The cash advance rate of the Bendigo Ready Credit Card is currently 19.99% p.a.

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

Bendigo Bright® is a registered trade mark owned by Bendigo and Adelaide Bank Limited.
Mastercard is a registered trademark of Mastercard International Incorporated.
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Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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