1. Mozo People’s Choice Awards 2018

2.  Important information about comparison rates: The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

3. The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. Terms, conditions, fees and charges apply. All information is correct as at 29 October 2018 and is subject to change. Full details available on application. Lending criteria apply. Interest rate is current as at 29 October 2018. Rates shown apply during the fixed period of your loan. After the fixed period, your rate will switch to the applicable variable rate for a principal and interest loan.

5. Connect Package: Offer is available to customers with new owner occupied, principal and interest home loans above $150,000 with a loan to valuation ratio of up to maximum loan to valuation ration of 80% and three additional eligible products. Eligible products cannot be from the same product type. Offer may be varied or withdrawn at any time.

^Roy Morgan, 2018

The Canstar 5-Star Rating for Outstanding Value Transaction Account was awarded to Bendigo Bank in April, 2018 for the Student Account in the Youth Transactor category.

*Terms, conditions, fees and charges apply. All information is correct as at 1 May 2019 and is subject to change. Full details available on application. Lending criteria apply. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL/Australian Credit Licence 237879. *Bonus points offer commences 6 May 2019. To be eligible for the 100,000 bonus points offer, you must apply for a new Bendigo Bank Platinum Rewards Mastercard by 31 June 2019, be approved and spend $1,500 on eligible purchases within 90 days of opening your account. Ineligible purchases are described in the Bendigo Rewards Terms and Conditions and include cash advances, interest charges, credit fees and charges, disputed transactions, foreign exchange purchases, travellers cheques, credit card payments, gambling chip purchases, payments to the Australian Taxation office, bill payments using BPAY® or utility bills paid over the counter at any financial institution or Post Office and any transactions, payments or purchases that are disputed, fraudulent, unauthorised, refunded or reimbursed. A direct debit will be classified as a cash advance if you have provided the debiting merchant with your BSB and account number. Bendigo Bank may vary or end this offer. One account per customer. Offer is not available when closing/transferring from another Bendigo Bank credit card account, in conjunction with any other Bendigo Bank offer or if you have held the product in the last 12 months. Offer not available to staff or in conjunction with any other Bendigo Bank offer including Mortgage Bundling, the Connect package, Deals or Shareholder products. Points will be credited to your points balance within three months of meeting the spend criteria. The Bendigo Bank credit card account used must not be cancelled, closed or in default before the bonus points are credited to your points balance. Minimum monthly repayments required.