Skip to main content

Unlock your home equity with a low rate loan

  • Pay less interest with 100% offset on both fixed and variable rates

  • Friendly mobile lenders will assist with your loan from start to end

  • Money magazine's Home Lender of the Year 2021^

  • 1.9 million customers Australia wide

If your home has equity, you have opportunity

Whether it's buying another home, extending, renovating, or refinancing - see what's possible with a Bendigo Complete home loan.

Our Complete Home Loan is an easy-to-manage loan, designed to suit your needs, with features like full offset3 on fixed or variable, online redraw, and flexible repayments.

The Complete package

Competitive rates, plus full offset on fixed and variable loans

Bendigo Bank can help you get there

Complete the enquiry form and one of our home loan specialists will be in touch or give us a call when it suits you.

Illustration of female customer service team member

Make an enquiry 

Preferred Contact Method
Preferred Contact Time
What can we help you with?

Bendigo Bank is part of the Bendigo and Adelaide Bank Group. We collect your personal information in order to respond to your enquiry and contact you; your personal information may be shared within the Group. This includes subsidiaries, related companies, agencies and franchises. To request access to your personal information, please contact your nearest branch or 1300 236 344. For more information, please read our Privacy Policy.

Things you should know

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

3 Full offset facility is available for Bendigo Complete Home Loan for both fixed and variable loans. Offset facility can only be linked to one loan at any one time. A maximum of 6 offset facilities can be linked per loan account. Linked offset facility must be in same customer name/number.

6 Bendigo Complete Investment Loan: The interest rate displayed is for a residential investment, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

^ Money Magazine Awards 2021

Bendigo Bank logo
Connect with us

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2022 Bendigo and Adelaide Bank