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Find your better home loan 

Pay less interest with 100% offset available on fixed and variable rates. 

Our home loans

We've made it easy when deciding which home loan is right for you. Choose from our Complete Home Loan package or try our online only Express Home Loan product.

Great reasons to choose Bendigo Bank

  • Australia’s most satisfied home loan customers*

  • One of Australia's most trusted brands^

  • Caring for 1.9 million customers in over 500 locations Australia-wide

  • Competitive home loan interest rates

What's your next move?

Buying your first home

We make buying your first home simple. From knowing where to start to understanding the home loan process, settlement and costs we're here to support you.

Buying your next home

Let us help you take the next step. Our lenders are ready to assist you evaluate your position, look at loans and costs, assess your application and assist with bridging finance.

Refinance and switch to Bendigo Bank

Our competitive rates, simplified home loan products, and personalised customer service. Just some of the reasons why our customers choose to bank with us. See for yourself by refinancing to Bendigo Bank, the better big bank.

Buying an investment property

Property can be a profitable and secure investment, and you don't need to be rich, retired or part of the building trade to benefit. Find out how we can help with your investment dreams.

Government grants and schemes

Get into your own home sooner. With various Government grants and schemes currently available, discover if one is right for you.

Making your home greener

A competitive interest for you to buy and install clean energy products, such as solar power systems, solar hot water, grey water treatment systems or top energy saving white goods.

Things you should know

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

* Roy Morgan Single Source Australia, March 2022

^ Source: Roy Morgan Risk Monitor 2020

Connect with us

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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