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Pre-qualify for a home loan

If you're getting ready to buy, invest or refinance or you're just curious about what you can afford, let us help you understand all the costs with one handy report. 

Pre-qualify for a home loan

In just minutes you can find out how much you may borrow and what to expect before you head down the home loan application path.

What we'll calculate:

  • How much you can borrow
  • Your borrowing costs, including stamp duty, lenders mortgage insurance and first home buyer grants - you may also be eligible for the First Home Loan Deposit Scheme
  • Your repayments

No credit checks, no paperwork. Your home loan estimate delivered in minutes.

We're reinventing home lending

Mother sitting with child
One Complete Home Loan tailored to you

We've removed the confusion around what home loan is right for you. We tailor our Complete Home Loan based on your needs. 

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Fast, easy, online home loan approval

Our Express Home Loan combines fast online approval, with a competitive interest rate and flexible terms.

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We know you're busy, we can come to you

Our mobile lending team can assist with all parts of your home loan journey, and they will come to you. 

Not sure which loan is best for you? 
Let's break it down. 

Looking for your first home, your next home or an investment property, we have you covered. 
First home

You might be a little unsure how to buy your first home. That's ok. With knowledge, sound advice, and the right home loan, we'll help you take the first step in your home loan journey. 

Next home or renovating

Are you downsizing, upgrading or moving locations and ready to buy your next home? Does your current home need renovating? Find out how we can help make that happen. 

Investing in property

Entering the market can be daunting, but we can help you understand how to invest in a way that maximises your returns. 

Can't find what you're looking for?

We've recently updated a few of our home loan products, if you can't find your existing home loan, please reach out to your local branch or fill out the enquiry form and we'll be in touch. 

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

As of 27 July 2020, the following products will be removed from sale for new business: Connect Package, Basic Home Loan, Home Equity Line of Credit & Low Doc Home Loan. For further information, contact your nearest branch.

Head Office: Bendigo Centre, Bendigo, Vic 3550

Find your nearest mobile lender and arrange a call or video conference today.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2020 Bendigo and Adelaide Bank