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Somewhere to come home to

We've got you covered with our Complete Home Loan offering a competitive 1.99% p.a. fixed interest rate2 for two years, with a Comparison rate1 of 2.82% p.a.

Solutions for you

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Pre-qualify for a home loan

Have the confidence to make your next move. Pre-qualify so you have a better understanding of your lending position, prior to applying for a home loan.

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Apply online

Our Express Home Loan combines fast online approval, with a competitive interest rate and flexible terms.

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One Complete Home Loan tailored to you

We've removed the confusion around what home loan is right for you. We tailor our Complete Home Loan based on your needs. 

Are you buying your first home?

You may be eligible for assistance to help you get there faster.

Need help? We're here for you.

Arrange a voice/video call with a mobile lender or use the online enquiry form to ask us a question. If you prefer to visit a branch, use our branch locator to find a branch near you.

Family HUB

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Family enjoying the sunshine in their backyard, their toddler reaching for the camera.

Home loan help for families

Read our collection of articles specifically prepared with families in mind. They cover a whole range of home loan related topics: from how to become borrower ready and 10 steps to buying a home, to first home buyer incentive schemes and paying your mortgage off faster - and lots more.

Not sure which loan is best for you? 
Let's break it down. 

Looking for your first home, your next home or an investment property, we have you covered. 
First home

You might be a little unsure how to buy your first home. That's ok. With knowledge, sound advice, and the right home loan, we'll help you take the first step in your home loan journey. 

Next home or renovating

Are you downsizing, upgrading or moving locations and ready to buy your next home? Does your current home need renovating? Find out how we can help make that happen. 

Investing in property

Entering the market can be daunting, but we can help you understand how to invest in a way that maximises your returns. 

It's easy to refinance your existing home loan with us.

Things you should know

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

As of 27 July 2020, the following products will be removed from sale for new business: Connect Package, Basic Home Loan, Home Equity Line of Credit & Low Doc Home Loan. For further information, contact your nearest branch.

Bendigo Bank
Connect with us

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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