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Bendigo Bank
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Up to 5 years fixed with 100% offset4

Discover a better home loan with Bendigo Complete

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Come home to Bendigo Complete

  • Full offset3 on fixed and variable loans

  • Loan-to-Value Ratio (LVR) tiered pricing for variable rates

  • Loan terms up to 30 years (interest only up to 5 years)

  • Principal and Interest or Interest Only repayments available

  • $15 monthly service fee4

  • Weekly, fortnightly or monthly repayments

  • Access additional repayments using online redraw 

How we're different

100% offset on fixed and variable rates means you pay less interest
We support families all over Australia
Our competitive rates save you money
We'll take care of you along your home loan journey

Bendigo Bank can help you get there

Call us or complete the enquiry form and one of our home loan specialists will be in touch.

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Buying your first home?

If you are just starting your home loan journey, we can make it simple for you. Learn where to start, the loan process, settlement and costs.

Find a Mobile lender near you

Our team of experienced Mobile Lenders have the knowledge and expertise to find the right home loan for you at a time and place convenient to you.

Calculate your repayments

If you are buying a home or looking to switch from another bank, our home loan repayments calculator can help.

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Things you should know

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

3 Full offset facility is available for Bendigo Complete Home Loan for both fixed and variable loans. Offset facility can only be linked to one loan at any one time. A maximum of 6 offset facilities can be linked per loan account. Linked offset facility must be in same customer name/number.

Refer to the Lending Fees and Charges Guide for more information.

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

View the Target Market Determination for this product.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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