Big on home loans

Bigger for getting you moving

Great reasons to choose us.

Whether you’re a new or existing customer, we have everything you need to help you in your home loan journey.

Low fees and competitive interest rates.

Quick home loan approvals.

Pay less interest with the option of 100% offset and free redraw on both fxed and variable loans¹⁶.

Free Home Loan Health Check that could save you thousands of dollars^*.

Easy online access to manage your home loan via the Bendigo Bank app.

Expert lenders can help after hours or at one of our 400+ branches.

Our most popular home loans

Flex Home Loan

Easy Home Loan

GREAT VALUE

Our simplest home loan provides great value.

Owner occupied
Principal & Interest
Variable interest rate^{^^}

5.88%p.a.

Comparison rate¹

5.90%p.a.

Express Home Loan

APPLY ONLINE

If you're looking to refinance, Express home loan offers a secure online application and low variable interest rate.

Owner occupied
Principal & Interest
Variable interest rate²

5.79%p.a.

Comparison rate¹

5.92%p.a.

Let’s talk home loans.

Contact our home loan specialists now on 1300 236 344 or complete this form and we will contact you within 48 hours.

First name

Last name

Phone number

Email address

Postcode

What can we help you with? I'm just starting out and need some advice I'm actively house hunting I’d like to get a free home loan health check to review my loan I've found a property, all I need is a loan I want to switch my loan over to Bendigo Bank

Home loan health checks will consider your personal circumstances, and savings may not be available to all customers. Should contact be unsuccessful via phone, Bendigo and Adelaide Bank Limited (Bendigo Bank) may contact you via an alternative contact method (SMS or email).

By submitting this form, you confirm you have read the Electronic Communication Consent and Authority and consent to receiving future marketing communications from Bendigo Bank electronically. You can unsubscribe at any time.

Bendigo Bank is part of the Bendigo and Adelaide Bank Group. We collect your personal information to respond to your enquiry and contact you about our products and services; your personal information may be shared within the Group. This includes our subsidiaries, related companies, agencies and franchisees. To request access to your personal information, please contact your nearest branch or 1300 236 344. For more information, please read our Privacy Policy.

Things you should know

¹ Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^* Actual savings will depend on individual circumstances.

^**Bendigo Flex Home Loan: The interest rate displayed is for a live-in (owner occupied), principal and interest loan and is based on a Loan to Value Ratio (LVR) between 70.01%-80%.

^{^^} Bendigo Easy Home Loan: The interest rate displayed is for a live-in (owner occupied), principal and interest loan and is based on a Loan to Value Ratio (LVR) between 70.01%-80%.

² Bendigo Express Home Loan: The interest rate displayed is for a live-in (owner occupied), principal and interest loan and is based on a maximum Loan to Value Ratio (LVR) of 80%.

¹⁶ Full offset facility is only available for Flex Home Loan and Complete Home Loan for both fixed and variable loans. Offset facility can only be linked to one loan at any one time. A maximum of 6 offset facilities can be linked per loan account. Linked offset facility must be in same customer name/number.

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.