Skip to main content
Locate usPhone:
Logon
SuperannuationNot-for-profit
Bendigo Bank
Business homeSuperannuationNot-for-profit

Business account interest rates

Deposit Rates effective:  08/10/2021

Transaction account interest rates

Product

Tier

Interest Rates

Business Everyday Account $0 plus 0.00% p.a.
Business Basic Account $0 plus 0.00% p.a.

Trust account interest rates

 

Product

Tier

Interest Rates

Real Estate Trust Account Not applicable Not applicable
Solicitor Trust Account Not applicable Not applicable
Conveyancer Trust (VIC) Account Not applicable Not applicable
Retention Money Trust (NSW) Account  $0 plus 0.00% p.a.

Savings account rates

 

Product

Tier

Interest Rates

Business EasySaver Account $0 plus 0.05% p.a.
Business CommunitySaver Account $0 plus 0.05% p.a.

Overdraft account interest rates

 

Interest Rates

Business CommunitySaver Account
Not-For-Profit Cash Management Trading Account
Salary Benefit Card Account
Gift Fund Account
Capacity Builder Account
  Standard Overdraft Rate 11.48% p.a.
  Overlimit Rate* 6.00% p.a.
Business EasySaver Account
  Overdrawn Account Rate 14.23% p.a.
Bendigo Business Everyday Account
Bendigo Business Basic Account
  Business Overdraft Indicator Rate 7.74% p.a.
  Commercial Overdraft  Facility Rate^ 5.64% p.a.
  Small Business 100% Residentially Secured Overdraft Rate^ 6.24% p.a.
  Small Business Non-Residential Overdraft Rate^ 7.54% p.a.
  Small Business Unsecured Overdraft Rate^  12.14% p.a.
  Overlimit Rate* 6.00% p.a.
Solicitors Trust Account
Real Estate Trust Account
Conveyancer Trust (VIC) Account
Retention Money Trust (NSW) Account.
    Not Applicable

 

Business accounts - no longer offered

The Daily Balance in your account will be used to offset your linked loan account for the purpose of calculating the interest payable on your linked loan account. See clause 5.40 to 5.46 of the Business Accounts & Facilities Terms and Conditions document for additional details.

Product

Tier

Interest Rates

Emergency Services Account
  $0 plus 0.10% p.a.
Community Choice Partners Account
  $0 plus 0.10% p.a.
Bendigo Oxfam Community Account
  $0 < $5,000 0.00% p.a.
  $5,000 < $25,000 0.01% p.a.
  $25,000 < $50,000 0.05% p.a.
  $50,000 < $100,000 0.05% p.a.
  $100,000 < $250,000 0.05% p.a.
  $250,000 < $500,000 0.05% p.a.
  $500,000 plus 0.05% p.a.
Bendigo Business Cash Management Account
  $0 < $5,000 0.00% p.a.
  $5,000 < $25,000 0.00% p.a.
  $25,000 < $50,000 0.00% p.a.
  $50,000 < $100,000 0.00% p.a.
  $100,000 < $250,000 0.00% p.a.
  $250,000 < $500,000 0.00% p.a.
  $500,000 plus 0.00% p.a.
Bendigo School Cash Management Account
  $0 < $10,000 0.00% p.a.
  $10,000 < $25,000 0.00% p.a.
  $25,000 < $50,000 0.00% p.a.
  $50,000 < $100,000 0.00% p.a.
  $100,000 < $250,000 0.00% p.a.
  $250,000 < $500,000 0.00% p.a.
  $500,000 plus 0.00% p.a.
Bendigo GST Management Account
  $0 plus 0.00% p.a.
Bendigo Trust Account
  $0 < $10,000 0.00% p.a.
  $10,000 plus 0.00% p.a.
Bendigo Primary Producer Account
  $0 < $50,000 0.00% p.a.
  $50,000 plus 0.00% p.a.
Business Account
  $0 plus 0.00% p.a.
Business Solutions Account
  $0 < $20,000 0.00% p.a.
  $20,000 < $50,000 0.00% p.a.
  $50,000 < $100,000 0.00% p.a.
  $100,000 < $150,000 0.00% p.a.
  $150,000 plus 0.00% p.a.
Business Investment Facility
  $0 < $20,000 0.00% p.a.
  $20,000 < $50,000 0.00% p.a.
  $50,000 < $100,000 0.00% p.a.
  $100,000 < $150,000 0.00% p.a.
  $150,000 plus 0.00% p.a.
Commercial Everyday Account
  $0 plus 0.00% p.a.
Commercial Basic Account
  $0 plus 0.00% p.a.

Overdraft accounts 

Bendigo Business Investment Facility
  Business Investment Facility 100% Residentially Secured Rate 6.64% p.a.
  Business Investment Facility Non-Residential Secured Rate 7.64% p.a.
Bendigo Commercial Everyday Account
Bendigo Commercial Basic Account
  Overdraft Indicator Rate 9.55% p.a.
  Commercial Overdraft Rate^ 6.64% p.a.
  Overlimit Rate* 6.00% p.a.

Things you should know

^A Margin may apply on top of the published rate

*The overlimit rate applies in addition to your overdrawn rate if you exceed an approved overdraft limit.

Bendigo Bank
Connect with us

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

© Copyright 2021 Bendigo and Adelaide Bank