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Australia's 5th biggest retail bank
Competitive products

Accounts & investing

Accounts & investing

Find the right account that helps you manage your money, save for your dream, or invest for your next stage of life.

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Transaction accounts

Manage your money, your way.
Our transaction accounts offer convenience and flexibility when and where you need it.


Savings accounts

Whether you're seeking better returns or saving for that special something, we have a savings account to suit.

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Term deposits & investing

Watch your money grow with short or long-term investment options and great rates.

Credit Cards

Credit Cards

From great low-rate options all the way up to our platinum range, choose a card that suits your needs and reap the benefits.


Low rate, low fees

Start saving with low rates, low fees and a fairer way of charging interest.


Platinum range

Be rewarded for your everyday spending and enjoy the added features of travel insurance and purchase protection.*


Home & Personal Loans

Get the flexible options and the competitive interest rate you need to make your dreams come to life.


Home loans

Your loan, your way. Get just the loan, the full package, or anything in between with great rates and flexible repayment options.


Personal loans

With terms up to 7 years, fixed interest and flexible repayments our personal loans help you bring your plans to life.



Get cover for what you love today. With a range of options, find the level of protection that suits your insurance needs.


Personal insurance

Protection for your most valuable assets. Cover the big stuff, the little stuff and everything in between.


Life insurance

Cover for the things that happen while you live.


Protect my business

Flexible, tailored insurance solutions across business, trade and farm activities.

Travel & International

Travel & International payments

We provide secure solutions and competitive rates allowing you to transfer funds or travel overseas with confidence.

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International payments

Send and receive funds safely and securely with over 25 different currency options.



Getting ready to travel? We can assist with foreign cash and credit cards.


Become a SmartStart Super member

Super products issues by Sandhurst Trustees Ltd


SmartStart Super®

Make your super work harder for your future. SmartStart Super® is a low cost, easy to use super fund with simple and competitive investment options. You can change funds, find your lost super or combine your accounts and ensure your super really pays off.

1 Source Roy Morgan All Brand Net Trust Score Surveys 2019

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
7Terms, conditions, limits and exclusions apply. Refer to the Bendigo Credit Card Insurance (Qantas Platinum Mastercard and Platinum Rewards Mastercard) Terms and Conditions for further information. Bendigo Bank does not guarantee any benefits under this insurance. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL and Australian credit licence 237879 (Bendigo Bank) which allows eligible Bendigo Bank account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs.

Sandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 (Sandhurst) is a wholly owned subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL 237879. Each of these companies receive remuneration on the issue of the product or service they provide. Sandhurst is the responsible entity and issuer of the managed funds available on this website, and is also the trustee and issuer of the Bendigo superannuation products. Investments in these products are not deposits with, guaranteed by, or liabilities of Bendigo and Adelaide Bank and are subject to normal investment risk, including possible delays in repayment and loss of income and capital invested. Before making an investment decision in relation to one of these products you should consider your situation and read the relevant Product Disclosure Statement available on this site.

Sandhurst is the issuer of the commercial lending products and the provider of any traditional trustee services available on this website. The Bendigo Funeral Bond (“the Bond”) is an investment product issued by Australian Friendly Society Limited (“the Society”), ABN 29 087 648 851 AFSL 247028, with benefits provided by the Society’s Funeral Benefit Fund established under Schedule 1, Rule E of its constitution and administered by Sandhurst. The Travel Protection Plan is issued by AIA Australia Limited ABN 79 004 837 861 AFSL 230043. The Society is associated with the Bank and its related entities. Neither the Bank nor any of its related entities guarantee the repayment of capital invested or the investment performance of the Bond. Information is correct at the date of this document and is subject to change.

The content on this website has been jointly prepared by Sandhurst and Bendigo and Adelaide Bank and contains general advice only. Advice in relation to superannuation and managed investment schemes is provided by Sandhurst and advice in relation to life risk insurance is provided by Bendigo and Adelaide Bank. It is provided as general information and must not be relied upon as a substitute for financial planning, legal, tax or other professional advice. The information is given in good faith and has been derived from sources believed to be accurate at its issue date. Neither Sandhurst nor the Bendigo and Adelaide Bank give any warranty for the reliability or accuracy or accept any responsibility arising in any way, including by reason of negligence for errors or omissions for the information contained on this website. The information contained on this website is subject to change without notice. Neither Sandhurst nor the Bendigo and Adelaide Bank has an obligation to update, modify or amend this website or notify you in the event that a matter of opinion or projection stated changes or subsequently becomes inaccurate.

Neither Sandhurst nor Bendigo and Adelaide Bank is responsible for the content of any other site accessed via this site. That information is the responsibility of the site owner. Links to other sites are provided for convenience only and do not represent any endorsement by Sandhurst or the Bendigo and Adelaide Bank of the products offered by the site owner.

Refer to the Bendigo and Adelaide Bank terms of use for information that governs this website.

Financial Services Guide

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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