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Cards for business

Our business debit and credit cards are simple, convenient and can be tailored to the needs of your business.

Benefits across our cards 

Single statements 

Single monthly statements including itemised addendum for each cardholder

Manage your expenses 

Upload your statements to accounting software such as MYOB

Easy access 

Optional ATM access to nominated cardholders

Compare our cards for business 

Business credit cards

Business Credit Card

  • Stay in control with individual spending limits for each cardholder and flexible liability arrangements.
  • Purchase interest rate 13.99% p.a.
  • Up to 44 days interest free5
  • Flexible billing structure with a choice of who pays, when, and how much.

Qantas Business Credit Card

  • Earn 0.6 Qantas Points per dollar spend on domestic and international transactions, capped at 30,000 per statement period#.
  • Plus earn an additional 1 Qantas Point per $1 spent on selected Qantas products and services#.
  • Purchase interest rate 19.99% p.a.
  • Up to 55 days interest free4

Business debit cards

Business Debit Mastercard®

  • Transact with confidence and peace of mind at home and overseas, online and over the phone using your own money.
  • No cost for additional cardholders.
  • Stay in control of your finances and have easy access to your cash anywhere Mastercard is accepted.

Hear from our customers

From gates and fences in the 1950s to structural steel for schools and stadiums today. Wayne Squire, Plinius Engineering, still has a vision that we support with a complete business banking package. It includes solutions from company credit cards, payroll, and overdrafts to preapproval on equipment finance. In a challenging industry, he knows we will find a way.

Wayne Squire, Plinius Engineering

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Plinius Engineering

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Things you should know

Terms, conditions, fees and charges apply. All information is correct as at 20/6/2019 and is subject to change. Full details available on application. Lending criteria apply. Interest rate and annual fee current at 20/06/2019. Rates and fees are subject to change. Credit provided by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 Australian Credit Licence 237879.

#A Business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Bendigo Bank customers upon approval of a new Qantas Business Credit Card facility. Membership and Qantas Points are subject to the Bendigo Business Standard Terms. Qantas Points are offered under Bendigo Business Standard Terms. Eligible Purchases are described in the Bendigo Bank Business Standard Terms and do not include fees, cash, cash equivalent transactions, balance transfers, premiums paid etc. and transactions for gambling or gaming purposes. You will also not earn Qantas Points on a card or card account where for that statement period, a card account is in arrears or over limit at the end of that statement period. See product page for more detailed information on Qantas Points earn rates. Earn rates are subject to change. Qantas Points are capped at 30,000 per statement period, or 360,000 per annum from the account opening date. Qantas Points will be credited to the Member’s Qantas Business Rewards account within 60 days of the purchase of the eligible services. To use Qantas Points earned by your business, simply transfer them to any Qantas Frequent Flyer account. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable). You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program terms and conditions. A joining fee may apply. Any questions in relation to Qantas Points under this offer must be made directly to Bendigo Bank by calling 1300 236 344.


Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

5The 44-day interest-free period consists of your 30-day statement cycle, plus the 14 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

4Up to 55 days interest free

The up to 55-day interest-free period consists of your 30-day statement cycle, plus the 25 days to the payment due date. The number of interest-free days will vary for each transaction, depending on which day in the 30-day statement cycle the purchase is made.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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