It’s a different approach. A personal approach.
A dedicated business specialist that has local knowledge of the community in which your business operates.
A single point of contact who takes the time to understand and provide the support your business needs.
Access to a full range of smart banking solutions to help your business thrive.
Solutions to meet your business needs
You're starting a business
Steps to help you get started
Starting a business can be a daunting experience.
We have taken some of that stress away with helpful tools and support to get you started.
Use the 'Helpful tools' below
Find the right product
See summary of solutions
Contact one of our Business Specialists
Solutions to help you start out
We have a range of specialists who can work with you to find the right solutions to get you started. Or choose from the range of finance, insurance or transaction banking solutions below to help run your business day-to-day.
Managing cash flow
Ensuring your day-to-day business dealings run smoothly, we offer a competitive range of transaction and savings accounts specifically designed to help you access your money and take care of business.
Need some finance
Big, small, established or new, if you need finance, we have a range of business and commercial loans to suit your unique needs.
Protect my assets
We offer a comprehensive range of commercial insurance solutions across business, farm and trade activities. We can provide a range of online solutions, or provide access to our team of qualified brokers.
Wealth
Super that's good for you and your employees. Bendigo SmartStart Super® is a low cost, easy to use superannuation solution designed to keep things simple for you and your employees.
Take a moment to see who we are
We believe in being open and transparent in who we are. It's more than just words to us, it's our way of life.
Helpful tools
FAQs
You can register for an ABN through the Australian Taxation Office website. You need to register for an ABN for certain tax purposes such as GST and pay as you go (PAYG).
We provide you with a business plan template to kick start your business. Access the Bendigo Business Plan template to kick start planning for your business.
GST is a 10% tax applied to Australian goods and services. Where your business has sales over $75,000 p.a. your business must register for GST.
If your turnover is less than this amount, you can register for GST voluntarily – and there are some good reasons for doing so. Before deciding, seek professional advice and talk to your accountant and lawyer.
To register for GST – the Australian Taxation Office and business.gov.auwebsites have an overview on registering for GST
You can access some information or purchase a detailed report about your industry through the IBIS World Industry Reports. Alternatively, once you have a relationship with us, speak to one of our Business Specialists for more information.
It’s important to check if your business has the appropriate licenses or permits. Visit the Australian Business Licence and Information Services (ABLIS) for more information.
You're buying a business
Solutions to help you buy your business
Planning to buy a business? Our expert business specialists can advise you on products and services to meet your needs, whether this is a loan, insurance, or accounts to help manage your day-to-day cash flow. We can help you realise your dream.
Structuring your cash flow
Ensuring your day-to-day business dealings run smoothly, we offer a competitive range of transaction and savings accounts specifically designed to help you access your money and take care of business.
Protect my assets
We offer a comprehensive range of commercial insurance solutions across business, farm and trade activities. We can provide a range of online solutions, or provide access to our team of qualified brokers.
Need some finance
Big, small, established or new, if you need finance, we have a range of business and commercial loans to suit your unique needs.
Wealth
Super that's good for you and your employees. Bendigo SmartStart Super® is a low cost, easy to use superannuation solution designed to keep things simple for you and your employees.
Take a moment to see who we are
We believe in being open and transparent in who we are. It's more than just words to us, it's our way of life.
Helpful tools
FAQs
The moneysmart.gov.au website has some considerations on tax.
There is a handy Buying a Business Checklist to help you understand some of the key elements to consider when buying a business including a franchise.
You can access some information or purchase a detailed report about your industry through the IBIS World Industry Reports. Alternatively, once you have a relationship with us, speak to one of our Business Specialists for more information.
There is a handy Buying a Business Checklist to help you understand some of the key elements to consider when buying a business.
If you intend to employ staff there are some important considerations. You can access the Buying a Business Checklist for more information.
You're growing a business
Solutions to help you grow your business
You've worked hard to establish your business and build a solid foundation. Let us help you grow your business with our range of business products and services to take you to the next level.
Expansion
If you've outgrown your existing space or the term of your lease is due, we have a range of flexible lending options available to ensure your business can continue to grow.
Domestic or international
With direct access to market specialists we will help you to understand your foreign exchange risks, provide you with solutions to meet your needs and support you with news and analysis.
Advice & protection
Draw on our expertise to empower your business and ensure that your finances are serving your business objectives. Protect your business with our comprehensive range of commercial insurance solutions.
Other solutions
We offer a range of other financial solutions to ensure your business can run smoothly so that you can focus on growing your business and ensuring your customers are serviced.
Take a moment to see who we are
We believe in being open and transparent in who we are. It's more than just words to us, it's our way of life.
Helpful tools
FAQs
We recommend you seek independent advice to determine if your business is positioned to expand. You can also contact one of our Business Specialiststo discuss your ongoing needs.
The moneysmart.gov.au website has some guidance on tax.
You can access some information or purchase a detailed report about your industry through the IBIS World Industry Reports. Alternatively, once you have a relationship with us, speak to one of our Business Specialists for more information.
There is a handy Growing a Business Checklist to help you understand some of the key elements to consider when growing a business including staff.
If you are running a business in Australia and you are looking to expand overseas, there is a handy Growing a Business Checklist to help you understand some of the key elements to consider when expanding overseas. You can also see the suggested solutions listed above.
Your business is impacted by COVID-19
Support your changing needs
Business Support Loan
Need to manage the impact of COVID-19? Our Business Support Loan gives small to medium-sized business and not-for-profit organisations access to working capital when you need it most.
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Need something more tailored? Talk to a business specialist
Head Office: Bendigo Centre, Bendigo Vic 3550
