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Moving to Bendigo Bank is easier than ever

Refinance with a bank you can feel better about and join 1.9 million Aussies already benefiting from our competitive rates and trusted services.

Great reasons to refinance your home loan with Bendigo Bank

Our competitive rates, simplified home loan products, and personalised customer service. Just some of the reasons why our customers choose to bank with us. We're also one of Australia's most trusted brands^.

See for yourself when you switch your home loan to Bendigo Bank, the better big bank.

Move other banking

Also interested in moving your other banking to us? Learn how to easily switch your transaction account or personal loan today.

Great loans for you

Home loan comparison

Use our handy calculator to check our different home loan terms, fees, and repayment frequencies.

Explore how to switch to Bendigo Bank

  • 1
    Speak to our lending specialists who'll be able to guide you through the process and discuss which home loan best suits your needs.
  • 2
    Do you want to bring your everyday banking or credit cards with you? We can help you start this process.
  • 3
    Once you've decided on the loan that best suits you we'll get to work and do all the heavy lifting for you.

Need help? Talk to a lending specialist

We're here to make your switch to Bendigo Bank as easy as possible. Speak to one of our lending specialists to get started.

Things you should know

^ Source: Roy Morgan Risk Monitor 2020

1 Important information about comparison rate: The comparison rate displayed is calculated for a loan of $150,000 over 25 years. If the comparison rate relates to a loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

For Bendigo Complete Fixed Rate Home Loan the comparison rate assumes a variable with Loan to Value Ratio (LVR) between 60.01%-80% will apply at the end of the fixed rate period. 

2 Bendigo Complete Home Loan: The interest rate displayed is for an owner occupied, principal and interest loan and is based on a Loan to Value Ratio (LVR) between 60.01%-80%. 

3 Bendigo Complete Home Loan 1 Year Fixed: Available to customers with owner occupied, principal and interest home loans.

Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.

Home loan comparison calculator

The results are a guide only. They are not a quote, credit approval or offer of credit. The results are not advice on how much you can or should borrow, which product you should choose, the product features or options, or about making extra payments. You should speak to us or obtain professional advice about a loan that meets your requirements and objectives. The offset account is not available for all loan products. There are restrictions and/or certain fees payable for additional payments for some products e.g. during the fixed term of a loan. The results assume regular scheduled payments and that the interest rate does not change, and do not include any discount period. Interest rates are subject to change except during a fixed rate period. The rates and repayment amounts do not include any monthly service fees or lenders mortgage insurance if applicable. For the Bendigo Complete Loan the variable interest rates displayed are based on Loan to Value Ratio (LVR) calculated using your LVR at the date we document your loan contract. Bendigo Express available via online application only. Click here for more information.

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Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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