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Foreign exchange

Simple, secure solutions for your international payments and currency needs.

Explore our solutions

Whether you're a business managing overseas transactions or an individual sending money abroad, Bendigo Bank can help make foreign exchange simple. From one-off international payments to tailored solutions for managing currency risk, we provide trusted support and guidance to give you confidence when dealing in global markets.

Foreign exchange payments

  • Send and receive international payments through secure telegraphic transfers.
  • Make one-off or reoccurring payments in major currencies.
  • Access support in-branch or from our markets desk.
  • Reliable processing with clear fees and trusted service.

Foreign exchange hedging

  • Lock in an exchange rate today for a future payment.
  • Reduce uncertainty and protect your business from currency movements.
  • Choose from a range of option structures to the needs of your business.
  • Access specialist support to understand and implement strategies.

Online FX (Digitial Dealing)

  • Transact FX using a desktop, mobile phone or tablet.
  • Create Foreign Exchange transactions and settle with e-banking.
  • View deal history and settlement history.
  • Quote and book FX deals in real time via Bendigo Bank e-banking

Ready to take next steps

Contact our dealing desk today to help you.

Advantages of banking with us

Discover the benefits that come with our foreign exchange services.

Access to all major currency pairs and over 20 currencies globally

Direct access to our experienced Markets dealing desk when it matters

FX payment solutions tailored for retail, SME, agribusiness and commercial customers

Support for simple transfers and structured foreign currency flows

Competitive Rates

Online FX access for approved business customers (Self-service via e-banking)

Online FX

Bendigo Bank's Online FX offers approved business customers convenient, anytime access to foreign exchange services via e-banking. Book rates quickly and efficiently, at your convenience, for streamlined currency management and time savings.

  • Create foreign exchange transactions and settle within e-banking
  • Transact foreign exchange using a desktop, mobile phone or tablet
  • View deal history and settlement history
  • Option to email receipt or print receipt on completion of transaction
  • Quote and book FX deals in real time via Bendigo Bank ebanking.
  • Available between 6.00am – 10.00pm AEST/AEDT

Important information

For important information on our products, please view our terms and conditions.

Currency cut-off times

Foreign exchange transactions and international payments must be received before the cut-off times to ensure same-day processing.

Currency Code Cut-off time
US Flag Unites States Dollar USD 3:00pm
Euro flag Euro EUR 3:00pm
United Kingdom flag United Kingdom Pound Sterling GBP 3:00pm
Switzerland flag Swiss Francs CHF 3:00pm
New Zealand flag New Zealand Dollar NZD 10:00am
Canadian Flag Canadian Dollar CAD 3:00pm
Japanese Flag Japanese Yen JPY 10:00am
Singapore Flag Singapore Dollar SGD 11:00am
Thailand Flag Thai Baht THB 10:30am
Hong Kong Flag Hong Kong Dollar HKD 11:00am
Currency Code Cut-off time
South African Flag South African Rand ZAR 1:00pm
Philippine flag Philippine Peso PHP 10:30am
Swedish flag Swedish Kroner SEK 2:00pm
Fijian flag Fijian Dollar FJD 11:00am
Denmark flag Danish Kroner DKK 2:00pm
Indian Flag Indian Rupee INR 10:30am
Norway Flag Norwegian Kroner NOK 3:00pm
Indonesia Flag Indonesian Rupiah IDR 10:30am
Chinese Flag Chinese Reminibi CNY 3:00pm

Need help?

Our dealing desk specialists are here to support you with our tailored market solutions.

Phone

Speak directly with a market specialist.

At a branch

Use our branch locator to search for a branch near you.

Email

Send an email to us at the following email address.

Ready to take the next step

We acknowledge the Traditional Owners and Custodians of the land where we live, learn and work. We pay our respects to all First Nations peoples and acknowledge Elders past and present.

We are dedicated to creating an inclusive and safe space for our team members of all genders and sexual orientations through inclusive hiring, leave policies and workplace design.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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