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Business Loan

Your business is unique. Your business loan should be too.

What is a Business Loan?

A Business Loan gives you the money you need to grow your business without using your capital.

  • Flexible terms

  • Own your asset

  • Avoid using your capital

  • Grow your business

How can it help me?

Use a Business Loan to borrow for business expansion, new equipment, or investment.

It’s easy to set up, easy to manage and super-flexible. Choose your term, your interest rate option, your repayments and access redraw when you’re in advance (for variable rate loans).


  • Borrow from $10,000
  • Variable and fixed rate options
  • Principal & interest and interest only
  • Flexible repayment options
  • Unsecured or secured with property or assets
  • Terms up to 25 years
  • Online redraw


A lending margin and fees may apply.

You can call us on 1300 236 344 to find out further information on application fees, service fees and other fees for your business lending.

Hear from our customers

Heidi Jonsson, Norsafe, has doubled her business with one transaction. A loan from Bendigo Bank allowed her to grow, taking on new business locations and staff and investing in new vehicles. We are proud to partner with a business that makes a difference in its community.

Heidi Jonsson, Norsafe

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Can we help you?


Have a business lending need?

At a branch

Use our branch locator to search for a branch near you.

Things you should know

Subject to terms and conditions. Fees and charges apply. Full details available on application. All credit subject to Bendigo Bank's normal lending criteria. 

Target Market Determinations for products are available.

Bendigo and Adelaide Bank acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation and the Traditional Custodians of the land where we live, learn and work. We pay our respects to Elders past and present as it is their knowledge and experience that holds the key to the success of future generations.

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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