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b-entertained®

A simple solution allowing staff to access their meal and entertainment fringe benefits.

Your meal and entertainment benefit made easy

The b-entertained® account can be used to pay for expenses that qualify as 'meal & entertainment' and 'holiday accommodation/venue hire'.


How it works

The b-entertained® account allows staff to access the meal and entertainment fringe benefit component of their salary subject to a grossed up taxable value of $5,000 via a low fee debit Mastercard®.

The card can be used at businesses registered as cafes, restaurants or hotels that accept Mastercard. Choose the Credit option and enter your PIN or Tap & Go™.^

Key features

  • Minimum balance of $1
  • Use your card when eating at restaurants, cafes or hotels
  • Pay for holiday accommodation
  • Pay for catering or event venue hire
  • Track your spending through Bendigo e-banking*
  • Salary sacrifice up to $5,000 'grossed up' in each fringe benefit tax year

Ready to apply?

Call the Salary Packaging Specialist Team on 1300 272 265 or complete the enquiry form and we will contact you.

Frequently asked questions

The b-entertained account allows you to salary sacrifice up to $5,000 ‘grossed up’ each fringe benefit tax year. The account can be used to pay for a number of expenses that qualify as 'meal & entertainment' and ‘holiday accommodation/venue hire’, defined by the ATO as:

  • Entertainment by way of food and drink
  • Accommodation or travel for the purpose of facilitating entertainment by way of food or drink
  • Holiday accommodation and venue hire expenses both in Australia and overseas.

For further information please refer to the ATO.

The b-entertained card can be used by simply selecting the credit (CR) option and entering your PIN, or alternatively, Tap & Go™ with Mastercard PayPass within Australia or overseas, in the following situations:

  • Eating out at businesses registered as caterers, eating places, restaurants, cafes or hotels
  • Paying for holiday accommodation
  • Paying for catering or venue hire for events

Your b-entertained card has been fitted with special technology that recognises whether a business is registered as a meal or entertainment provider. It blocks transactions that do not meet these requirements making it easier for you to comply with requirements.

However, not all businesses that provide meal or entertainment will be categorised as a ‘meal and entertainment’ provider. For instance, a book shop that serves food may be classified as a book store and not a ‘meal and entertainment’ provider. In these instances, you will need to use an alternate payment method.

Yes, your b-entertained card cannot be used for the following purchases:

  • Entertainment in the form of concerts, musicals, movies, sporting events, theatre, theme park tickets or other similar forms of entertainment
  • Grocery shopping or bottle shop purchases
  • Accommodation bookings through third parties, e.g. travel agents, Wotif, Hotels Combined, Trivago etc.
  • Hire of jukeboxes, DJs, bands or other ancillary entertainment

Other standard restrictions that apply to the b-entertained account include:

  • No cash withdrawals (including bank cheques)
  • No cash deposits (the only deposit to this account is made by your employer)
  • No cheque book facilities
  • No phone or internet banking facilities (restricted e-banking access only)
  • Cardholders cannot transfer funds into personal bank accounts
  • No in-branch transactions
  • No direct debits or periodical payments
  • No BPAY® facility

For a full breakdown of the fees and charges connected to your b-entertained Debit Mastercard:

  • View our Business fees and charges document.
  • EFTPOS transactions where credit (CR) is selected do not attract any transaction fees. You should check with the merchant as to whether there are any additional charges for using the CR option.

 

*Bendigo e-banking access is view-only allowing you to keep track of your spending and see your transaction and statement history. Online transfers, BPAY and Pay Anyone (including OSKO) payments are not available for this account.

#Please note that all fees and charges are subject to change. Refer to Part 2 of Bendigo Bank’s terms and conditions - Schedule of fees, charges and transaction account rebates. Overseas purchases may be charged a fee

Mastercard is a registered trademark, and Tap & go is a trademark of Mastercard International Incorporated.

®Registered to BPAY Pty Ltd ABN 69 079 137 518

Bendigo and Adelaide Bank Limited, ABN 11 068 049 178 AFSL / Australian Credit Licence 237879. Any advice provided on this website is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Please read the applicable Disclosure Documents before acquiring any product described on this website. Please also review our Financial Services Guide (FSG) before accessing information on this website. Information on this page can change without notice to you.

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